Employee Reference Letter For Bank Loan Template for Indonesia

The Employee Reference Letter For Bank Loan is a crucial document in the Indonesian banking and employment landscape, commonly required by financial institutions as part of their loan application process. This document serves as an official verification of employment status, income level, and job stability, helping banks assess the creditworthiness of loan applicants. Used primarily when employees seek personal loans, mortgages, or other banking facilities, the letter must comply with Indonesian labor laws and banking regulations. The document typically includes verified information about the employee's position, tenure, salary structure, and employment terms, presented on official company letterhead and signed by authorized personnel. In the Indonesian context, such letters are considered essential supporting documents for loan applications and must be carefully prepared to meet both employer compliance requirements and banking sector expectations.

1. Letter Header: Company letterhead including full legal name, address, and contact information

2. Date and Reference Number: Current date and internal reference number for tracking

3. Bank Details: Recipient bank's name, branch, and address

4. Subject Line: Clear indication that this is an employment reference letter for bank loan purposes

5. Employee Information: Full name, position, and employee ID of the person requesting the letter

6. Employment Status: Confirmation of employment status, start date, and type of employment (permanent/contract)

7. Salary Information: Current salary, frequency of payment, and any fixed allowances

8. Employment Duration: Length of service with the company

9. Signature Block: Name, title, and signature of authorized company representative