The Credit Check Authorization Form is a crucial document used in the United Arab Emirates business environment where organizations need to assess the creditworthiness of individuals. This document is essential for compliance with UAE Federal Law No. 6 of 2010 and the UAE Federal Decree Law No. 45 of 2021 on data protection. It is typically required when applying for financial products, housing rentals, employment positions, or services requiring financial commitment. The form must include specific consent language, scope of authorization, and data protection provisions as mandated by UAE law. It enables authorized entities to access credit information through the Al Etihad Credit Bureau and other approved channels while protecting individual privacy rights.

1. Personal Information: Collection of individual's details including full name (as per passport), Emirates ID number, passport number, date of birth, and current address

2. Authorization Statement: Clear statement of consent authorizing credit checks and specifying the entities authorized to conduct them

3. Scope of Authorization: Details of what information may be collected, verified, and shared, including credit history, financial obligations, and payment behavior

4. Purpose Declaration: Specific purpose(s) for which the credit check is being conducted and how the information will be used

5. Duration of Authorization: Validity period of the authorization and whether it's a one-time check or ongoing authorization

6. Data Protection Notice: Statement on how personal information will be protected in accordance with UAE data protection laws

7. Declaration of Truth: Applicant's confirmation that all provided information is true and accurate

8. Signature Block: Space for date, signature, and name of the authorizing individual