The Shareholder Loan Agreement Template is designed for use in the United Arab Emirates when a shareholder wishes to provide financial support to their company through a formal loan arrangement. This document is essential in the UAE business context where shareholder financing is a common alternative to traditional bank funding, particularly for growing companies or those requiring additional working capital. The template ensures compliance with UAE Federal Law No. 32 of 2021 on Commercial Companies, the UAE Civil Code, and Sharia principles regarding financial transactions. It includes comprehensive provisions for loan terms, security arrangements, repayment schedules, and default scenarios, while maintaining flexibility to accommodate various business sizes and sectors. The agreement is particularly relevant in situations where companies seek to maintain control over their financing while establishing clear legal obligations and protections for all parties involved.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Parties: Identification of the Lender (Shareholder) and Borrower (Company), including full legal names and registration details
2. Background: Context of the loan, relationship between parties, and purpose of the agreement
3. Definitions and Interpretation: Key terms used throughout the agreement and rules for interpretation
4. Loan Amount and Purpose: Specification of the loan amount and permitted use of funds
5. Drawdown Conditions: Conditions precedent and process for accessing the loan funds
6. Interest: Interest calculation method and payment terms, ensuring Sharia compliance
7. Repayment Terms: Schedule and method of repayment, including early repayment provisions
8. Representations and Warranties: Standard declarations by both parties regarding their capacity and authority
9. Covenants: Ongoing obligations of the borrower during the loan term
10. Events of Default: Circumstances constituting default and consequences
11. Remedies: Rights and remedies available to the lender upon default
12. Notices: Communication methods and contact details for formal notices
13. Governing Law and Jurisdiction: Specification of UAE law application and jurisdiction for disputes
14. Execution: Signature blocks and execution requirements
1. Security: Details of any security or collateral provided for the loan - include if the loan is secured
2. Subordination: Provisions regarding ranking of the loan relative to other company debts - include if there are other creditors
3. Conversion Rights: Terms for converting the loan to equity - include if conversion rights are granted
4. Board Approval: Specific provisions regarding board approval requirements - include for regulated companies
5. Tax Provisions: Handling of tax implications - include if significant tax considerations exist
6. Assignment and Transfer: Rights to transfer or assign the loan - include if transferability is contemplated
7. Shareholder Consent: Requirements for other shareholders' approval - include if required by articles
8. Information Rights: Additional reporting requirements - include for larger loans
1. Repayment Schedule: Detailed breakdown of repayment dates and amounts
2. Drawdown Notice Form: Template form for requesting loan disbursements
3. Conditions Precedent: List of documents and conditions required before drawdown
4. Security Documents: Forms of security documents if applicable
5. Corporate Approvals: Copies of relevant board and shareholder resolutions
6. Calculation of Interest: Detailed methodology for interest calculation
7. Existing Indebtedness: Schedule of company's existing loans and financial obligations
Relevant legal definitions
Agreement
Applicable Law
Business Day
Company
Conditions Precedent
Default Interest Rate
Drawdown
Drawdown Date
Drawdown Notice
Event of Default
Final Repayment Date
Financial Year
Interest Period
Interest Rate
Lender
Loan
Loan Amount
Material Adverse Change
Parties
Purpose
Repayment Date
Repayment Schedule
Security
Security Documents
Shareholder
Taxes
UAE
UAE Dirham
Working Capital
Applicable Law
Business Day
Company
Conditions Precedent
Default Interest Rate
Drawdown
Drawdown Date
Drawdown Notice
Event of Default
Final Repayment Date
Financial Year
Interest Period
Interest Rate
Lender
Loan
Loan Amount
Material Adverse Change
Parties
Purpose
Repayment Date
Repayment Schedule
Security
Security Documents
Shareholder
Taxes
UAE
UAE Dirham
Working Capital
Clauses
Parties and Recitals
Definitions
Loan Facility
Purpose
Drawdown
Interest
Repayment
Prepayment
Security
Representations and Warranties
Conditions Precedent
Covenants
Information Obligations
Events of Default
Acceleration
Payment Mechanics
Set-off
Costs and Expenses
Indemnities
Amendments and Waivers
Assignment and Transfer
Notices
Calculations
Partial Invalidity
Remedies and Waivers
Confidentiality
Counterparts
Governing Law
Dispute Resolution
Definitions
Loan Facility
Purpose
Drawdown
Interest
Repayment
Prepayment
Security
Representations and Warranties
Conditions Precedent
Covenants
Information Obligations
Events of Default
Acceleration
Payment Mechanics
Set-off
Costs and Expenses
Indemnities
Amendments and Waivers
Assignment and Transfer
Notices
Calculations
Partial Invalidity
Remedies and Waivers
Confidentiality
Counterparts
Governing Law
Dispute Resolution
Relevant Industries
Real Estate
Technology
Manufacturing
Retail
Healthcare
Construction
Professional Services
Hospitality
Energy
Financial Services
Transportation
Media and Entertainment
Trading
E-commerce
Industrial
Relevant Teams
Legal
Finance
Corporate Secretariat
Treasury
Compliance
Risk Management
Corporate Finance
Board of Directors
Executive Management
Shareholder Relations
Relevant Roles
Chief Executive Officer
Chief Financial Officer
Finance Director
Legal Counsel
Company Secretary
Corporate Lawyer
Financial Controller
Treasury Manager
Board Director
Managing Director
Compliance Officer
Risk Manager
Investment Manager
Corporate Finance Manager
General Counsel
Shareholder Relations Manager
Find the exact document you need
Salary Loan Agreement
UAE-governed agreement establishing terms for a salary-backed personal loan between a financial institution and employed individual, including salary assignment provisions.
find out more
Project Finance Loan Agreement
A UAE-law governed template for project finance loans, integrating conventional and Islamic finance principles for large-scale projects.
find out more
OverAgreement
UAE-governed agreement establishing terms for bank overdraft facilities, including limits, rates, and security arrangements under UAE banking regulations.
find out more
Non Recourse Loan Agreement
UAE-law non-recourse loan template for secured financing, limiting lender's recourse to designated collateral assets.
find out more
Mezzanine Loan Agreement
A UAE-law mezzanine loan template addressing Sharia compliance, regulatory requirements, and security interests for financing arrangements.
find out more
Loan Participation Agreement
A UAE banking document template for structuring loan participation agreements, compliant with local laws and international standards.
find out more
Loan Note Register
UAE-compliant template for maintaining a structured register of loan notes, ensuring proper documentation and regulatory compliance under UAE federal laws.
find out more
Loan Facility Agreement
A UAE legal document template for establishing credit facilities, incorporating conventional and Islamic financing options.
find out more
Loan Consent Form
A UAE-compliant document capturing formal consent and acknowledgment from parties involved in a lending transaction, adhering to UAE Federal Laws and Banking regulations.
find out more
Litigation Financing Agreement
UAE law-governed agreement establishing terms for third-party funding of litigation, including funding commitments, success fees, and control mechanisms.
find out more
Inter Corporate Loan Agreement
UAE-governed agreement establishing terms for corporate-to-corporate lending, including loan facility, security, and enforcement provisions under UAE law.
find out more
House Loan Contract
UAE-governed agreement between a financial institution and borrower for property financing, detailing loan terms and mortgage security arrangements.
find out more
Hand Loan Agreement
A UAE-compliant agreement documenting a personal loan between parties, outlining loan terms and repayment conditions in accordance with UAE Civil Code and Sharia principles.
find out more
Flexi Finance Loan Agreement
UAE-governed flexible loan facility agreement allowing variable drawdowns subject to a maximum limit, compliant with UAE banking and finance laws.
find out more
Facility Letter Mortgage
A UAE-compliant document combining a credit facility offer with mortgage security arrangements, outlining financing terms and property security details under UAE Federal and Emirates laws.
find out more
Employee Forgivable Loan Agreement
A UAE legal document offering forgivable loans to employees, ensuring retention through compliance with local labor laws and Sharia principles.
find out more
Employee Equipment Loan Agreement
A UAE legal document outlining terms for employee equipment loans, ensuring compliance with labor and property laws.
find out more
Employee Cash Advance Agreement
A UAE legal document outlining salary advance terms, ensuring compliance with labor laws and protecting employer-employee interests.
find out more
Domestic Helper Loan Agreement
A UAE legal document outlining loan terms for domestic helpers, ensuring compliance with employment and financial regulations.
find out more
Device Loan Agreement
A UAE legal document for loaning electronic devices, detailing usage, maintenance, and return conditions.
find out more
Debt To Equity Conversion Agreement
A UAE legal document for converting company debt into equity, ensuring compliance with local laws and regulations.
find out more
Credit Terms Agreement
UAE-compliant credit terms agreement template establishing terms and conditions for credit facilities between financial institutions and borrowers.
find out more
Borrowing Form
A UAE legal template for documenting lending arrangements, accommodating both conventional and Islamic financing principles.
find out more
Assignment Of Loan Agreement
A UAE law-governed agreement transferring rights and obligations under an existing loan from one lender to another, compliant with UAE Civil Code and banking regulations.
find out more
Assignment Of Debt Agreement
A UAE legal document for transferring creditor rights, ensuring compliance with civil and Sharia law principles.
find out more
Agreement Between Two Persons For Money
UAE-governed agreement formalizing monetary arrangements between two individuals, compliant with UAE Civil Code and Sharia principles.
find out more
Title Loan Agreement
A UAE legal document for vehicle-secured loans, ensuring compliance with local laws and Sharia principles.
find out more
Money Lending Form
UAE-compliant lending agreement template suitable for both conventional and Islamic financing arrangements, incorporating local regulatory requirements and banking practices.
find out more
Subordinated Loan Agreement
UAE law-governed template for subordinated loan arrangements, establishing terms and conditions for subordinated debt financing in compliance with UAE regulations.
find out more
Forgivable Loan Agreement
A UAE legal template for forgivable loans, detailing terms, forgiveness conditions, and compliance with local laws.
find out more
Loan Agreement With Guarantor
A UAE legal template for secured loans with guarantor, ensuring compliance with local lending and guarantee laws.
find out more
Payday Loan Contract
A UAE-law governed payday loan contract template for short-term loans, incorporating regulatory and consumer protection provisions.
find out more
Simple Loan Application Form
A UAE banking sector template for standardized loan applications, integrating conventional and Islamic financing options.
find out more
Loan Guarantor Agreement
A UAE legal document for third-party loan guarantee, ensuring compliance with local banking and Sharia regulations.
find out more
Employee Laptop Agreement
UAE-governed agreement establishing terms for company laptop provision to employees, including usage policies and security requirements.
find out more
Debt Purchase Agreement
A UAE legal template for debt purchase agreements, ensuring compliance with federal laws and Islamic finance principles.
find out more
Personal Loan Receipt
A UAE banking document detailing personal loan terms, ensuring compliance with local regulations and consumer protection laws.
find out more
Simple Convertible Loan Agreement
UAE law-governed convertible loan agreement template for company financing with loan-to-equity conversion options.
find out more
Work Loan Agreement
A UAE-governed agreement establishing terms for an employer-provided loan to an employee, including repayment terms and obligations under UAE Federal Laws.
find out more
Board Resolution To Borrow
A UAE legal document authorizing corporate borrowing, detailing board approval, loan terms, and designated signatories.
find out more
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)