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1. Parties: Identification and details of both parties including full legal names, Emirates ID numbers, and contact information
2. Background: Context of the agreement and relationship between parties
3. Definitions: Key terms used throughout the agreement
4. Principal Amount: Clear statement of the amount of money being transferred/lent
5. Payment Terms: Details of how and when the money will be repaid, including payment schedule
6. Method of Payment: Specified payment methods and account details
7. Representations and Warranties: Statements of fact by both parties regarding their capacity to enter into the agreement
8. Events of Default: Circumstances constituting default and consequences
9. Notices: How formal communications between parties should be made
10. Governing Law and Jurisdiction: Confirmation of UAE law application and jurisdiction
11. Entire Agreement: Standard clause confirming this document represents the complete agreement
1. Security: Details of any collateral or guarantee provided - include if there is security for the payment
2. Early Repayment: Terms for early repayment of the amount - include if early repayment is permitted
3. Late Payment: Consequences and charges for late payment - include if specific penalties will apply
4. Assignment: Whether rights under the agreement can be transferred - include if assignment needs to be addressed
5. Force Majeure: Provisions for unforeseen circumstances - include for longer-term payment arrangements
6. Confidentiality: Obligations to keep agreement terms private - include if confidentiality is important to parties
7. Sharia Compliance: Specific provisions ensuring compliance with Islamic finance principles - include if parties require explicit Sharia compliance
1. Payment Schedule: Detailed breakdown of payment dates and amounts
2. Bank Details: Complete banking information for both parties
3. Identity Documents: Copies of Emirates ID and other identification documents
4. Security Documents: Details and copies of any security arrangements if applicable
5. Proof of Funds: Documentation showing source and availability of funds
Business Day
Default Interest
Emirates ID
Event of Default
Governing Law
Interest Rate
Lender
Borrower
Loan Amount
Maturity Date
Payment Date
Principal Sum
Repayment Schedule
Security
Term
Transfer
Working Day
Notice
Interest Period
Default Notice
Bank Account
Confidential Information
Effective Date
Force Majeure
Party
Parties
Payment Method
Profit Rate
Jurisdiction
Schedule
Payment Terms
Interest/Profit Rate
Repayment
Security
Representations and Warranties
Default
Early Repayment
Force Majeure
Assignment
Notices
Confidentiality
Governing Law
Jurisdiction
Dispute Resolution
Entire Agreement
Severability
Amendment
Counterparts
Costs and Expenses
Further Assurance
Time of Essence
Waiver
Indemnification
Term and Termination
Anti-Money Laundering
Sharia Compliance
Personal Finance
Real Estate
Small Business
Retail
Professional Services
Construction
Trading
Family Business
Investment
Consulting
Legal
Finance
Compliance
Risk Management
Business Development
Private Banking
Wealth Management
Operations
Contract Administration
Business Owner
Private Investor
Financial Advisor
Legal Counsel
Compliance Officer
Finance Manager
Risk Manager
Personal Banker
Wealth Manager
Business Development Manager
Contract Administrator
Company Director
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