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1. Parties: Identifies the shareholder lender and the borrower company, including their full legal names, registration details, and addresses
2. Background: Sets out the context of the loan, relationship between the parties, and purpose of the agreement
3. Definitions and Interpretation: Defines key terms used throughout the agreement and establishes interpretation rules
4. The Loan: Specifies the loan amount, purpose, and drawdown conditions
5. Interest: Details the interest rate, calculation method, and payment terms
6. Repayment: Specifies repayment terms, schedule, and prepayment provisions
7. Representations and Warranties: Standard representations and warranties from the borrower company
8. Covenants: Ongoing obligations of the borrower company during the loan period
9. Events of Default: Lists circumstances constituting default and consequences
10. Boilerplate Provisions: Standard contract clauses including notices, amendments, governing law, and jurisdiction
1. Security: Include when the loan is to be secured by company assets or other collateral
2. Subordination: Include when the shareholder loan needs to be subordinated to other company debts
3. Conversion Rights: Include if the loan can be converted into shares
4. Tax Provisions: Include detailed tax provisions if complex tax implications exist
5. Director's Certificate: Include when corporate authorization needs to be explicitly documented
6. Registration Requirements: Include when the loan requires registration with specific authorities
7. Information Rights: Include when lender requires specific company information or reporting
8. Assignment and Transfer: Include if parties want to allow for potential transfer of the loan
1. Loan Terms Schedule: Detailed terms of the loan including amount, interest rate, and payment schedule
2. Drawdown Notice: Form of notice for requesting loan disbursement
3. Repayment Schedule: Detailed schedule of repayment dates and amounts
4. Security Details: Description of any security or collateral (if applicable)
5. Corporate Authorizations: Copies of relevant board resolutions and corporate approvals
6. Conditions Precedent: List of documents and conditions required before loan effectiveness
Applicable Law
Business Day
Companies Ordinance
Company
Completion Date
Confidential Information
Default Interest Rate
Default Notice
Drawdown
Drawdown Date
Drawdown Notice
Encumbrance
Event of Default
Final Repayment Date
Financial Indebtedness
Group
HKD
Hong Kong
Interest Payment Date
Interest Period
Interest Rate
Lender
Loan
Loan Amount
Material Adverse Effect
Party/Parties
Potential Event of Default
Repayment Date
Repayment Schedule
Security
Security Documents
Shareholder
Subsidiary
Tax
Transaction Documents
Working Day
Interest
Repayment
Drawdown
Conditions Precedent
Representations and Warranties
Security
Covenants
Information Rights
Events of Default
Remedies
Subordination
Assignment and Transfer
Taxes
Costs and Expenses
Notices
Confidentiality
Force Majeure
Governing Law
Jurisdiction
Entire Agreement
Amendments
Severability
Waiver
Further Assurance
Counterparts
Third Party Rights
Time of Essence
Financial Services
Real Estate
Technology
Manufacturing
Retail
Professional Services
Construction
Healthcare
Education
Hospitality
Transportation
Energy
Media and Entertainment
Telecommunications
Legal
Finance
Corporate Secretarial
Treasury
Compliance
Risk Management
Corporate Finance
Executive Management
Board of Directors
Investment
Chief Financial Officer
Finance Director
Company Secretary
Legal Counsel
Corporate Lawyer
Financial Controller
Treasury Manager
Chief Executive Officer
Managing Director
Board Director
Compliance Officer
Risk Manager
Investment Manager
Company Director
Corporate Finance Manager
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