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1. Applicant Information: Full legal name, Emirates ID, contact details, and current address of the loan applicant
2. Loan Request Details: Specific amount requested, purpose of the loan, and desired repayment period
3. Employment Information: Current employer details, position, length of service, and monthly income
4. Financial Status Declaration: Current financial obligations, existing loans, and monthly commitments
5. Bank Account Information: Primary bank account details and relationship with other banks
6. Security/Collateral Information: Details of any assets being offered as security for the loan
7. Declaration of Truth: Statement confirming all provided information is true and accurate
8. Consent for Credit Check: Authorization for the bank to conduct necessary credit checks
1. Business Information: Required for business loans - includes company details, trade license, and business financial statements
2. Co-applicant Information: Required when there is a co-applicant or guarantor for the loan
3. Islamic Banking Requirements: Required for Sharia-compliant loans - includes specific declarations and structure requirements
4. Property Details: Required for mortgage or property-backed loans - includes property information and valuation
5. Salary Transfer Commitment: Optional section for loans requiring salary transfer to the lending bank
6. Project Details: Required for project or construction financing - includes project plans and cost breakdowns
1. Schedule A - Personal Documentation: Copies of Emirates ID, passport, visa, and other personal identification documents
2. Schedule B - Financial Documentation: Bank statements, salary certificates, and other income proof documents
3. Schedule C - Employment Documentation: Employment contract, salary certificate, and service certificate
4. Schedule D - Asset Documentation: Documents related to collateral or security being offered
5. Schedule E - Credit Report Authorization: Forms authorizing credit checks and information verification
6. Appendix 1 - Terms and Conditions: Standard terms and conditions of the loan application process
7. Appendix 2 - Fee Schedule: Detailed breakdown of all applicable fees and charges
8. Appendix 3 - Required Undertakings: List of commitments and undertakings required from the applicant
Bank
Collateral
Credit Bureau
Credit Facilities
Default
Emirates ID
Facility Amount
Financial Statements
Guarantor
Interest Rate
Islamic Finance Principles
Lending Institution
Liability
Loan Purpose
Monthly Installment
Murabaha
Payment Date
Profit Rate
Repayment Period
Salary Transfer
Security
Supporting Documents
Terms and Conditions
UAE Central Bank
UAE Dirham
Undertaking
Financial Disclosure
Purpose of Loan
Amount and Terms
Security and Collateral
Credit Check Authorization
Data Protection
Declaration of Truth
Consent and Authorization
Supporting Documentation
Financial Obligations
Employment Details
Bank Account Information
Asset Declaration
Islamic Banking Compliance
Information Verification
Privacy and Confidentiality
Default Declaration
Legal Compliance
Anti-Money Laundering
Document Authentication
Third Party Authorization
Undertakings and Commitments
Fee Acknowledgment
Banking & Financial Services
Real Estate & Construction
Retail
Commercial & Corporate
Small & Medium Enterprises
Islamic Banking
Consumer Finance
Property Development
Industrial & Manufacturing
Professional Services
Legal
Compliance
Credit Assessment
Risk Management
Retail Banking
Corporate Banking
Islamic Banking
Operations
Document Management
Customer Service
Financial Advisory
Loan Processing
Bank Branch Manager
Credit Officer
Loan Officer
Financial Advisor
Relationship Manager
Compliance Officer
Legal Counsel
Risk Assessment Officer
Islamic Banking Specialist
Corporate Banking Manager
Retail Banking Manager
Credit Analyst
Document Controller
Banking Operations Manager
Chief Financial Officer
Finance Manager
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