The Intra Group Loan Agreement is essential for South African corporate groups needing to establish formal lending arrangements between related companies. It is particularly relevant when group companies need to move funds within the organization for various purposes such as subsidiary funding, project financing, or working capital requirements. The document must comply with South African legislation, including the Companies Act 71 of 2008, Income Tax Act 58 of 1962 (particularly transfer pricing and thin capitalization rules), and exchange control regulations where applicable. The agreement is structured to protect both the lending and borrowing entities while maintaining group interests and ensuring regulatory compliance. It includes comprehensive provisions for loan terms, security, defaults, and tax implications, making it suitable for both simple and complex intra-group financing arrangements.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Parties: Identification of the lender and borrower entities, including registration numbers and registered addresses
2. Background: Context of the intra-group loan, relationship between the parties, and purpose of the loan
3. Definitions and Interpretation: Definitions of key terms and interpretation rules for the agreement
4. The Loan: Principal amount, purpose, and drawdown conditions
5. Interest: Interest rate, calculation method, and payment terms, ensuring compliance with transfer pricing requirements
6. Repayment: Terms and conditions for repayment of the loan, including scheduled payments and early repayment provisions
7. Representations and Warranties: Standard representations and group-specific confirmations
8. Conditions Precedent: Requirements to be met before the loan becomes available
9. Undertakings: General and financial covenants applicable to the borrower
10. Events of Default: Circumstances constituting default and consequences
11. Tax Gross-up and Indemnities: Provisions for tax implications and indemnities
12. Changes to Parties: Rules regarding assignment and transfer within the group
13. Notices: Communication requirements and contact details
14. General Provisions: Standard boilerplate clauses including governing law and jurisdiction
1. Security: Optional section for when security is required for the loan, detailing the type and terms of security
2. Subordination: Required when the loan needs to be subordinated to other group or external debt
3. Exchange Control: Required for cross-border intra-group loans subject to South African exchange control regulations
4. Interest Rate Adjustment: Optional mechanism for adjusting interest rates to maintain arm's length principles
5. Group Treasury Services: Optional section for when the loan is part of broader treasury services arrangements
6. Set-off: Optional provisions for set-off against other intra-group obligations
7. Guarantee: Optional section for when other group companies provide guarantees for the loan
1. Loan Details: Schedule specifying loan amount, interest rate, and repayment schedule
2. Conditions Precedent Documents: List of required documents and conditions to be satisfied
3. Form of Drawdown Notice: Template for requesting disbursement of the loan
4. Transfer Pricing Compliance: Documentation supporting the arm's length nature of the loan terms
5. Group Structure Chart: Diagram showing relationship between the parties within the group
6. Form of Compliance Certificate: Template for periodic confirmation of compliance with loan terms
7. Security Documents: If applicable, forms of security documents and perfection requirements
Relevant legal definitions
Advance
Agreement
Applicable Rate
Authorisations
Availability Period
Business Day
Companies Act
Conditions Precedent
Default
Default Interest Rate
Default Notice
Drawdown Date
Drawdown Notice
Event of Default
Exchange Control Regulations
Facility
Financial Indebtedness
Financial Year
Group
Group Company
Holding Company
Interest Payment Date
Interest Period
Interest Rate
Loan
Material Adverse Effect
Outstanding Amount
Parties
Principal Amount
Repayment Date
Repayment Schedule
Security
Security Documents
South African Reserve Bank
Subsidiary
Tax
Transfer Pricing Requirements
Treasury
VAT
ZAR
Agreement
Applicable Rate
Authorisations
Availability Period
Business Day
Companies Act
Conditions Precedent
Default
Default Interest Rate
Default Notice
Drawdown Date
Drawdown Notice
Event of Default
Exchange Control Regulations
Facility
Financial Indebtedness
Financial Year
Group
Group Company
Holding Company
Interest Payment Date
Interest Period
Interest Rate
Loan
Material Adverse Effect
Outstanding Amount
Parties
Principal Amount
Repayment Date
Repayment Schedule
Security
Security Documents
South African Reserve Bank
Subsidiary
Tax
Transfer Pricing Requirements
Treasury
VAT
ZAR
Clauses
Definitions
Interpretation
The Loan
Purpose
Drawdown
Interest
Repayment
Prepayment
Conditions Precedent
Representations and Warranties
Covenants
Events of Default
Security
Tax Gross-up
Transfer Pricing
Exchange Control
Payments
Set-off
Assignment
Amendments
Notices
Confidentiality
Costs and Expenses
Indemnities
Severability
Counterparts
Governing Law
Jurisdiction
Dispute Resolution
Force Majeure
Entire Agreement
Third Party Rights
Waiver
Subordination
Interpretation
The Loan
Purpose
Drawdown
Interest
Repayment
Prepayment
Conditions Precedent
Representations and Warranties
Covenants
Events of Default
Security
Tax Gross-up
Transfer Pricing
Exchange Control
Payments
Set-off
Assignment
Amendments
Notices
Confidentiality
Costs and Expenses
Indemnities
Severability
Counterparts
Governing Law
Jurisdiction
Dispute Resolution
Force Majeure
Entire Agreement
Third Party Rights
Waiver
Subordination
Relevant Industries
Financial Services
Mining
Manufacturing
Retail
Technology
Energy
Telecommunications
Real Estate
Agriculture
Healthcare
Construction
Transport and Logistics
Relevant Teams
Legal
Finance
Treasury
Tax
Compliance
Risk Management
Corporate Secretariat
Accounting
Corporate Finance
Relevant Roles
Chief Financial Officer
Financial Director
Group Treasurer
Legal Counsel
Corporate Lawyer
Tax Manager
Financial Controller
Company Secretary
Treasury Manager
Finance Manager
Compliance Officer
Group Accountant
Risk Manager
Corporate Finance Manager
Find the exact document you need
Commercial Loan Contract
A South African law-governed agreement establishing terms for commercial lending between a financial institution and a business borrower.
find out more
Hire Purchase Agreement For Motorcycle
A South African law-governed agreement for the purchase of a motorcycle through installment payments, with ownership retention by the seller until full payment.
find out more
Hire Purchase Agreement Motor Vehicle
A South African law-compliant Hire Purchase Agreement for motor vehicles, governing installment-based vehicle purchases with retention of ownership until final payment.
find out more
Business Investment Loan Agreement
A South African law-governed agreement establishing terms and conditions for a business investment loan, including loan amount, interest rates, repayment terms, and security arrangements.
find out more
Auto Loan Promissory Note
A South African law-governed promissory note documenting a vehicle loan agreement with associated security and payment terms under the National Credit Act.
find out more
Facility Agreement Loan
A South African law-governed agreement establishing terms and conditions for a loan facility, including amount, interest, repayment terms, and security arrangements.
find out more
Computer Equipment Loan Agreement
A South African law-governed agreement for the temporary loan of computer equipment, establishing terms, conditions, and responsibilities between lender and borrower.
find out more
Sellers Finance Agreement
A South African legal agreement where the seller provides direct financing to the purchaser, combining sale and credit terms in compliance with local credit legislation.
find out more
Master Securities Loan Agreement
A South African law-governed agreement establishing terms for securities lending transactions between financial institutions, including collateral, margin, and regulatory requirements.
find out more
Hand Loan Agreement
A South African legal document formalizing a loan agreement between parties, typically for private lending, outlining loan terms and conditions in accordance with local law.
find out more
Co Financing Agreement
A South African law-governed agreement establishing terms and conditions for multiple lenders to jointly provide financing, including rights, obligations, and security arrangements.
find out more
Litigation Funding Agreement
A South African law-governed agreement establishing terms for third-party funding of legal proceedings, including funding commitments, success fees, and risk allocation.
find out more
Owner Finance Vehicle Contract
A South African law-governed agreement combining vehicle sale and owner-provided financing terms, compliant with National Credit Act requirements.
find out more
Loan Facilitation Agreement
A South African law-governed agreement establishing terms between loan facilitators and lenders for loan origination and management services.
find out more
Royalty Financing Agreement
A South African law-governed agreement establishing terms for royalty-based financing, including payment terms, calculations, and regulatory compliance requirements.
find out more
Loan Participation Agreement
A South African law-governed agreement establishing terms for a participant's acquisition of an interest in a loan facility, including risk-sharing and administrative arrangements.
find out more
Overfacility Agreement
A South African law-governed agreement establishing terms for additional credit facilities provided by a financial institution to a borrower beyond existing arrangements.
find out more
Loan And Mortgage Agreement
A South African law-governed agreement establishing terms for a property-secured loan, combining lending provisions with mortgage security arrangements.
find out more
Hire Purchase Agreement For Car
A South African law-governed agreement for the purchase of a vehicle through installment payments, with the seller retaining ownership until full payment is made.
find out more
Film Financing Agreement
A South African law-governed agreement establishing terms and conditions for film production financing, including funding structure, security arrangements, and regulatory compliance requirements.
find out more
Vehicle Payment Plan Agreement
A South African law-compliant agreement governing the purchase of a vehicle through scheduled payments, detailing financial terms and ownership conditions.
find out more
Vehicle Finance Contract
A South African law-compliant agreement for vehicle financing between a credit provider and customer, outlining terms of credit, vehicle details, and security arrangements.
find out more
Undertaking Loan Agreement
South African-compliant loan agreement establishing terms for lending money, including repayment conditions and borrower undertakings.
find out more
Trade Finance Facility Agreement
A South African law-governed agreement establishing terms for trade finance facilities between a financial institution and corporate borrower, including facility structure, utilization, and compliance requirements.
find out more
Seller Financing Real Estate Contract
A South African law-compliant agreement for property sale with seller-provided financing, combining real estate transfer and credit provision terms.
find out more
Master Loan Agreement
A South African law-governed framework agreement establishing terms and conditions for ongoing lending arrangements between a financial institution and borrower.
find out more
Margin Loan Agreement
A South African law-governed agreement establishing terms for lending against securities as collateral, with provisions for margin maintenance and regulatory compliance.
find out more
Installment Loan Agreement
A South African law-governed agreement setting out terms for a loan repayable in installments, compliant with the National Credit Act.
find out more
Financial Support Agreement
A South African law-governed agreement establishing terms for financial support between parties, including payment terms, obligations, and compliance requirements.
find out more
Financial Assistance Agreement
South African law-governed agreement establishing terms for providing financial assistance, compliant with the National Credit Act and financial sector regulations.
find out more
Car Installment Agreement
A South African law-compliant agreement for vehicle purchase through installment payments, detailing financial terms, obligations, and ownership conditions.
find out more
Bridge Financing Agreement
South African law-governed agreement for temporary financing arrangements, typically used as interim funding until permanent financing is secured.
find out more
Auto Finance Contract
South African vehicle financing agreement that establishes terms for vehicle purchase financing under National Credit Act requirements.
find out more
Municipal Lease Purchase Agreement
A South African law-governed agreement enabling municipalities to acquire assets through lease-to-own arrangements while ensuring compliance with municipal finance regulations.
find out more
Vehicle Finance Agreement
A South African law-governed agreement setting out terms for vehicle financing, compliant with the National Credit Act and Consumer Protection Act.
find out more
Loan Payoff Agreement
A South African law-governed agreement that documents the terms and conditions for settling and terminating an existing loan, ensuring compliance with local credit legislation.
find out more
Mortgage Bond Agreement
A South African law-governed security agreement creating a mortgage bond over immovable property to secure a loan or other obligation.
find out more
Master Asset Finance Agreement
A South African law-governed master agreement establishing terms for multiple asset financing transactions between a finance provider and customer.
find out more
Development Credit Agreement
A South African law-governed agreement for providing credit facilities for development projects, incorporating local regulatory requirements and development objectives.
find out more
Small Credit Agreement
A South African law-governed credit agreement for small loans, compliant with the National Credit Act, documenting terms between a credit provider and consumer.
find out more
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)