Uniform Commercial Code (UCC): Primary federal framework governing commercial transactions, particularly Articles 9 (Secured Transactions), 2 (Sales), and 7 (Documents of Title) which are crucial for warehouse lending.

Truth in Lending Act (TILA): Federal law requiring clear disclosure of lending terms and conditions to protect borrowers in credit transactions.

Equal Credit Opportunity Act (ECOA): Federal law prohibiting discrimination in lending practices based on race, color, religion, national origin, sex, marital status, or age.

Dodd-Frank Act: Comprehensive financial reform legislation affecting lending practices, risk management, and consumer protection in financial transactions.

Bank Secrecy Act (BSA): Federal law requiring financial institutions to assist government agencies in detecting and preventing money laundering.

State UCC Variations: State-specific modifications and adoptions of the UCC that may affect warehouse lending operations in different jurisdictions.

State Usury Laws: State-specific regulations governing maximum interest rates and lending terms that can be charged in financial transactions.

SEC Regulations: Federal securities regulations that may apply to warehouse lending, particularly when dealing with securitized assets.

FDIC Requirements: Federal banking regulations and safety standards that apply to warehouse lending operations involving insured depository institutions.

OCC Guidelines: Federal banking guidelines affecting national banks and federal savings associations engaged in warehouse lending.

CFPB Regulations: Consumer protection rules and requirements affecting lending practices and consumer financial products.

UCC Perfection Requirements: Specific rules and procedures for perfecting security interests in collateral under the Uniform Commercial Code.

Bankruptcy Code: Federal laws governing creditor rights and priorities in bankruptcy situations affecting warehouse lending arrangements.

PATRIOT Act: Federal law requiring customer identification and due diligence procedures in financial transactions to prevent terrorism financing.

Fair Credit Reporting Act: Federal law regulating the collection, dissemination, and use of consumer credit information in lending decisions.