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1. Parties: Identification of the lender, borrower, and any security trustee
2. Background: Context of the warehouse loan facility and its purpose
3. Definitions and Interpretation: Defined terms, interpretation rules, and calculation conventions
4. The Facility: Loan amount, purpose, availability period, and drawdown conditions
5. Security Arrangements: Security over warehouse goods, PPSA provisions, and perfection requirements
6. Warehouse Operations: Requirements for storage, maintenance, and handling of secured goods
7. Representations and Warranties: Standard and transaction-specific representations by the borrower
8. Undertakings: General, financial, and warehouse-specific covenants
9. Conditions Precedent: Requirements to be satisfied before drawdown
10. Interest and Fees: Interest calculation, payment provisions, and facility fees
11. Insurance: Required insurance coverage for warehouse and goods
12. Events of Default: Circumstances constituting default and consequences
13. Enforcement: Lender's rights and remedies upon default
14. Changes to Parties: Assignment and transfer provisions
15. Administration: Notice requirements, calculations, and payment mechanics
16. General Provisions: Boilerplate clauses including governing law, jurisdiction, and severability
1. Guarantee: Terms of any guarantee provided by third parties
2. Multiple Warehouses: Additional provisions for loans secured by multiple warehouse locations
3. Priority Arrangements: Required when there are multiple secured parties or existing security interests
4. Environmental Provisions: Special requirements for storage of hazardous or environmentally sensitive goods
5. Tax Provisions: Detailed tax provisions if complex tax implications exist
6. Security Trustee Provisions: Required when a security trustee structure is used
7. Inventory Management: Specific requirements for tracking and managing inventory turnover
8. Custodian Arrangements: Terms relating to third-party warehouse operators or custodians
1. Facility Particulars: Detailed terms of the facility including limits, interest rates, and fees
2. Conditions Precedent: Detailed list of required documents and conditions
3. Warehouse Requirements: Specific requirements for warehouse facilities and operations
4. Form of Drawdown Notice: Template for requesting loan disbursements
5. Secured Property Description: Detailed description of warehoused goods and storage locations
6. Insurance Requirements: Specific insurance requirements and minimum coverage
7. Compliance Certificate: Template for periodic compliance certification
8. Reporting Requirements: Forms and templates for required reports
9. Security Documents: List and copies of related security documents
10. Operating Procedures: Detailed warehouse operating procedures and requirements
Advance Rate
Approved Storage Location
Availability Period
Available Facility
Borrowing Base
Business Day
Collateral
Collateral Management Agreement
Compliance Certificate
Conditions Precedent
Default
Default Rate
Drawdown Date
Drawdown Notice
Eligible Inventory
Event of Default
Facility
Facility Limit
Finance Documents
Financial Indebtedness
Financial Year
Guarantor
Insurance Policies
Interest Payment Date
Interest Period
Interest Rate
Inventory Report
Loan
LTV Ratio
Margin
Material Adverse Effect
Maturity Date
Permitted Security Interest
PPSA
PPSR
Relevant Jurisdiction
Repayment Date
Review Date
Secured Property
Security
Security Documents
Security Interest
Security Provider
Security Trust
Security Trustee
Stock Monitoring Report
Storage Agreement
Title Documents
Transaction Documents
Utilization
Valuation
Warehouse
Warehouse Operator
Warehouse Receipt
Security Interest
Conditions Precedent
Drawdown
Repayment
Interest
Fees and Costs
Warehouse Operations
Stock Monitoring
Insurance
Representations and Warranties
Undertakings
Financial Covenants
Operational Covenants
Events of Default
Enforcement
Indemnity
Confidentiality
Assignment and Transfer
Set-off
Force Majeure
Notices
Amendments
Governing Law
Jurisdiction
Priority
PPSA Provisions
Reporting Requirements
Information Undertakings
Risk Management
Title and Ownership
Storage Requirements
Access Rights
Inventory Management
Compliance
Anti-Money Laundering
Environmental
Health and Safety
Termination
Dispute Resolution
Third Party Rights
Severability
Entire Agreement
Manufacturing
Retail
Wholesale Trade
Agriculture
Mining
Construction
Import/Export
Automotive
Consumer Goods
Commodities Trading
Food and Beverage
Pharmaceuticals
Electronics
Textiles
Legal
Finance
Treasury
Operations
Risk Management
Compliance
Credit
Commercial
Trade Finance
Warehouse Operations
Security
Facilities Management
Chief Financial Officer
Treasury Manager
Finance Director
Commercial Director
Risk Manager
Operations Manager
Warehouse Manager
Legal Counsel
Compliance Officer
Credit Manager
Security Officer
Facility Manager
Contract Administrator
Finance Manager
Corporate Banker
Trade Finance Manager
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