Securities Acts: Securities Act of 1933 and Securities Exchange Act of 1934 - Fundamental federal laws governing securities transactions and registration requirements

TILA: Truth in Lending Act - Federal law requiring disclosure of credit terms and standardized calculation methods for credit costs

ECOA: Equal Credit Opportunity Act - Prohibits discrimination in lending practices and ensures equal access to credit

Dodd-Frank Act: Comprehensive financial reform legislation affecting lending practices, risk retention, and consumer protection

UCC Article 9: Uniform Commercial Code Article 9 governing secured transactions, including creation and perfection of security interests

State Usury Laws: State-specific limitations on interest rates and fee structures for lending transactions

State Securities Regulations: State-level requirements for securities registration and exemptions, known as 'Blue Sky Laws'

State Lending Requirements: State-specific licensing, registration, and operational requirements for lenders

State Foreclosure Laws: State-specific procedures and requirements for enforcement and foreclosure actions

Federal Reserve Regulations: Banking regulations affecting lending practices, capital requirements, and risk management

SEC Regulations: Securities and Exchange Commission rules governing registration, disclosure, and trading of securities

Risk Retention Rules: Requirements for lenders to retain a portion of the credit risk in certain transactions

LSTA Guidelines: Loan Syndications and Trading Association standards for loan documentation and trading practices

U.S. Bankruptcy Code: Federal bankruptcy laws affecting creditor rights, priorities, and restructuring procedures

Intercreditor Principles: Legal framework governing relationships between different classes of creditors, including subordination arrangements