1. Data Protection: Required when referrals involve sharing personal data of individuals

2. Non-Compete: Optional clause restricting referrer from similar arrangements with competitors

3. Force Majeure: Optional clause addressing unforeseen circumstances preventing performance

4. Islamic Finance Compliance: Required when the agreement needs to explicitly comply with Sharia principles

5. Audit Rights: Optional clause allowing audit of referral records for large-scale arrangements

6. Marketing and Promotion: Optional section governing how parties may market the referral relationship

7. Training and Support: Optional when referrer requires training to identify suitable referrals

1. Fee Schedule: Detailed breakdown of referral fees and commission structures

2. Referral Process Flow: Step-by-step diagram or description of the referral process

3. Approved Marketing Materials: Templates or guidelines for marketing the referral relationship

4. Compliance Checklist: List of compliance requirements and verification steps

5. Required Documentation: Templates and forms required for making referrals

6. Territory Definition: If applicable, definition of geographic or market territories for referrals