1. Per Diem Interest: Daily interest amount that will be added if payment is made after the statement date but before the valid until date

2. Partial Payment Terms: Include when the creditor is willing to accept partial payments or payment plans

3. Collateral Release Information: Include when there is security/collateral that will be released upon full payment

4. Third Party Authorization: Include when the statement is being provided to an authorized third party

5. Previous Payment History: Include when there's a need to show the payment history or previous attempts at collection

1. Schedule A - Interest Calculation: Detailed breakdown of how interest has been calculated

2. Schedule B - Fee Breakdown: Itemized list of all fees and charges applied to the account

3. Schedule C - Payment History: Complete history of payments made and credited to the account

4. Appendix 1 - Supporting Documents: Copies of relevant loan documents, security agreements, or other supporting documentation

5. Appendix 2 - Legal Citations: References to relevant Nigerian banking laws and regulations supporting the demand