1. Previous Correspondence: Reference to prior demands or relevant communication, used when there has been previous documented attempts to collect

2. Interest Calculation: Detailed breakdown of interest charges, used when claiming interest on the debt

3. Without Prejudice: Legal reservation of rights, used when making the demand as part of ongoing negotiations

4. Payment Plan Option: Proposed installment payment terms, used when willing to accept payment in installments

5. Third Party Authorization: Details of legal representation or debt collection authority, used when demand is made by authorized representative

1. Schedule A - Debt Calculation: Detailed breakdown of the principal amount, interest, and any penalties or charges

2. Schedule B - Payment History: Chronological list of all payments made and amounts remaining

3. Schedule C - Supporting Documents: Copies of relevant contracts, invoices, or other documents proving the debt

4. Schedule D - Interest Calculation: Detailed calculation of interest charges including rates and periods

5. Appendix 1 - Communication Log: Record of all previous attempts to collect the debt