Financial Services and Markets Act 2000: Primary legislation that establishes the regulatory framework for financial services in the UK, including mortgage lending and regulation

Consumer Credit Act 1974: Regulates credit agreements and provides consumer protections in financial transactions, including aspects of mortgage lending

Financial Services Act 2012: Updates to financial services regulation, including amendments to mortgage-related regulatory framework

Mortgage Credit Directive Order 2015: Implements EU rules on mortgage lending into UK law, setting standards for mortgage credit agreements

Consumer Rights Act 2015: Provides key consumer protections and rights in financial services, including mortgage agreements

FCA Mortgage Conduct of Business Rules (MCOB): Regulatory guidelines specifically governing how mortgage lenders must treat customers and handle mortgage-related business

FCA's Treating Customers Fairly (TCF) principles: Core principles ensuring fair treatment of customers in financial services, including during mortgage hardship situations

Housing Act 1988: Legislation governing housing rights and responsibilities, including aspects of mortgage possession

Law of Property Act 1925: Fundamental property law that governs aspects of mortgage security and property rights

Housing and Planning Act 2016: Modern housing legislation that impacts mortgage regulation and housing rights

Pre-Action Protocol for Possession Claims: Court guidelines that must be followed before initiating possession proceedings for mortgage arrears

UK General Data Protection Regulation: Data protection requirements for handling personal information in mortgage documentation and processing

Data Protection Act 2018: UK's implementation of data protection requirements, governing how personal data is handled in financial services

UK Finance's Lending Code: Industry code of practice setting standards for mortgage lending and handling of financial hardship cases

Building Societies Association's Mortgage Code: Standards and practices specific to building societies in mortgage lending and customer treatment