Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, establishing regulatory framework and requirements for financial institutions and lenders

Consumer Credit Act 1974: Regulates consumer credit agreements and provides consumer protections in credit transactions

Consumer Rights Act 2015: Consolidates consumer protection law, including unfair terms in consumer contracts

Unfair Contract Terms Act 1977: Controls unfair terms in contracts, particularly exclusion and limitation clauses

FCA Handbook: Detailed regulatory requirements and guidance from the Financial Conduct Authority for financial institutions

PRA Requirements: Prudential regulations ensuring financial stability and proper risk management of lending institutions

Banking Act 2009: Legislation governing bank operations and regulatory framework for banking activities

UK GDPR: Data protection regulation governing how personal information must be handled and processed

Data Protection Act 2018: UK's implementation of data protection standards, complementing UK GDPR

Money Laundering Regulations 2017: Anti-money laundering requirements for financial institutions and lending transactions

Proceeds of Crime Act 2002: Legislation dealing with money laundering and proceeds of criminal conduct

Law of Property Act 1925: Fundamental legislation governing property law and secured lending in England and Wales

Land Registration Act 2002: Governs the registration of land titles and charges, relevant for secured lending

Common Law Contract Principles: Fundamental principles of contract formation, including offer, acceptance, consideration, and intention to create legal relations

Statute of Frauds 1677: Historical legislation requiring certain contracts to be in writing, still relevant for specific types of agreements

International Sanctions Regulations: Regulations governing international financial transactions and restrictions on certain parties or jurisdictions

Cross-border Banking Regulations: Rules governing international banking transactions and cross-jurisdictional lending activities