Law of Property Act 1925: Fundamental legislation governing property law in England and Wales. Defines legal estates and mortgages, and sets out core requirements for mortgage creation and enforcement.

Financial Services and Markets Act 2000: Primary legislation regulating financial services including mortgage lending. Establishes requirements for authorized lenders and regulatory framework.

Consumer Credit Act 1974: Legislation governing consumer credit arrangements, including certain types of mortgages. Contains important consumer protection provisions.

Land Registration Act 2002: Sets out requirements for registration of mortgages and establishes priority rules in land registration system.

FCA Mortgage Conduct of Business Rules (MCOB): Detailed regulatory rules for mortgage lenders, including disclosure requirements and standards for treatment of customers.

Consumer Rights Act 2015: Legislation covering unfair terms in consumer contracts and transparency requirements in consumer documentation.

Mortgage Credit Directive Order 2015: UK implementation of EU Mortgage Credit Directive, establishing standardized information requirements for mortgage lending.

Data Protection Act 2018: Legislation governing the handling of personal information in UK, including requirements for processing customer data in mortgage arrangements.

Money Laundering Regulations 2017: Regulations establishing due diligence requirements and identity verification procedures for financial transactions including mortgages.

Human Rights Act 1998: Legislation protecting fundamental rights, particularly relevant in mortgage possession proceedings and enforcement.