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1. Parties: Details of the mortgagor (borrower) and mortgagee (lender)
2. Background: Context of the mortgage agreement and property details
3. Definitions: Key terms used throughout the document
4. Property Description: Detailed description of the mortgaged property including title numbers and boundaries
5. Mortgage Amount and Terms: Principal sum, interest rate, and repayment terms
6. Covenants: Borrower's obligations and promises including property maintenance and payment obligations
7. Security Provisions: Details of the security being created and charge over the property
8. Default Provisions: Consequences of default and remedies available to the lender
1. Insurance Requirements: Specific insurance obligations, included when lender requires particular coverage or insurance arrangements
2. Assignment Provisions: Terms for transferring the mortgage, included in cases where securitization or assignment is anticipated
3. Environmental Provisions: Environmental obligations and warranties, included for commercial properties or properties with environmental risks
4. Planning Requirements: Specific planning obligations and restrictions, included for development properties or properties with planning conditions
1. Property Schedule: Detailed property description including title numbers, plans, and registered details
2. Payment Schedule: Detailed repayment terms, amortization schedule, and interest calculation methods
3. Property Title Documents: Copies of relevant title documents and official copies from Land Registry
4. Special Conditions: Any property-specific or borrower-specific conditions that modify the standard terms
5. Property Plans: Official plans and drawings of the property including any relevant planning permissions
Agreement
Bank
Borrower
Business Day
Charge
Completion Date
Costs
Default
Default Interest
Default Rate
Enforcement
Environmental Law
Event of Default
Facility
Interest Period
Interest Rate
Land Registry
Legal Charge
Lender
Loan
Mortgage
Mortgaged Property
Outstanding Amount
Party/Parties
Payment Date
Planning Law
Principal
Property
Receiver
Registered Land
Repayment Date
Secured Liabilities
Security
Security Interest
Term
Title Documents
Transaction Documents
Unregistered Land
Valuation
Payment Obligations
Interest Provisions
Security Creation
Property Maintenance
Insurance Requirements
Representations and Warranties
Borrower Covenants
Default Provisions
Enforcement Rights
Assignment and Transfer
Property Use Restrictions
Environmental Compliance
Planning Compliance
Alterations and Improvements
Inspection Rights
Further Assurance
Costs and Expenses
Notices
Governing Law
Jurisdiction
Severability
Entire Agreement
Variation and Waiver
Power of Attorney
Early Repayment
Title Warranties
Property Disposals
Insurance Proceeds
Rental Income
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