Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, including mortgage lending and the regulatory framework for financial institutions

Consumer Credit Act 1974: Legislation regulating credit agreements and providing consumer protections in credit transactions, including certain aspects of mortgage lending

Law of Property Act 1925: Fundamental legislation governing property law in England and Wales, including the legal framework for mortgages and charges over property

Land Registration Act 2002: Legislation governing the registration of land and property rights, including the registration of mortgages and charges

Mortgage Credit Directive Order 2015: UK implementation of EU rules on mortgage credit, establishing standards for mortgage lending and consumer protection

FCA Mortgage Conduct of Business Rules: Regulatory requirements set by the Financial Conduct Authority governing how mortgage lenders must conduct their business and treat customers

Consumer Protection from Unfair Trading Regulations 2008: Regulations protecting consumers from unfair commercial practices, including in the context of mortgage sales and marketing

Financial Services and Markets Act 2000 (Regulated Activities) Order 2001: Statutory instrument specifying which activities require FCA authorization, including mortgage-related activities

Consumer Rights Act 2015: Legislation consolidating consumer rights and protections, including requirements for fairness and transparency in consumer contracts

Data Protection Act 2018: UK's implementation of data protection requirements, governing how personal data must be handled in mortgage applications and processing

Unfair Contract Terms Act 1977: Legislation controlling unfair terms in contracts, particularly relevant to consumer contracts including mortgages

European Mortgage Credit Directive: EU directive (as implemented in UK law) setting standards for mortgage lending across Europe, including requirements for consumer information and protection