1. Co-Borrower Information: Required only if there is a co-borrower on the mortgage, including their personal information and signature

2. Third-Party Authorization: Optional section authorizing a third party (such as a financial advisor or lawyer) to discuss the hardship case with the lender

3. Previous Modifications: Include if the borrower has previously received any form of mortgage modification or relief

4. Insurance Claims: Required if the hardship is related to property damage or insurance claims

5. Employment History: Include if the hardship is related to job loss or employment changes

1. Schedule A - Income Verification: Detailed breakdown of all income sources with supporting documentation

2. Schedule B - Monthly Expense Statement: Itemized list of all monthly expenses and financial obligations

3. Schedule C - Asset Declaration: Comprehensive list of all assets owned by the borrower

4. Schedule D - Supporting Documents: Copies of all relevant documents supporting the hardship claim (pay stubs, medical bills, termination notice, etc.)

5. Appendix 1 - Hardship Documentation: Additional documentation specifically related to the nature of the hardship