1. Variable Rate Information: Required for variable rate mortgages, detailing how the rate can change and maximum rate limits

2. Mortgage Insurance Information: Required when mortgage insurance is applicable, detailing premium amounts and terms

3. Escrow Account Information: Required when an escrow account is established, showing estimated payments for taxes and insurance

4. Partial Payment Policy: Required when lender has specific policies about handling partial payments

5. Negative Amortization: Required for loans that may have negative amortization, explaining the risks and implications

6. Construction Loan Information: Required for construction mortgages, detailing draw schedules and construction terms

1. Schedule A - Property Description: Legal description of the property being mortgaged

2. Schedule B - Itemized Closing Costs: Detailed breakdown of all closing costs and fees

3. Schedule C - Loan Calculations: Detailed mathematical calculations for loan terms, including amortization schedule

4. Schedule D - Adjustable Rate Mortgage Information: Details of rate adjustments and caps for variable rate mortgages

5. Appendix 1 - Additional Disclosures: Supplementary disclosures required by federal or provincial law

6. Appendix 2 - Borrower's Rights: Detailed explanation of borrower's rights and remedies under applicable laws