Late Payment of Commercial Debts (Interest) Act 1998: Primary legislation governing commercial debt recovery, establishing statutory rights to claim interest and compensation for late commercial payments, and defining when a payment becomes 'late'

Limitation Act 1980: Sets statutory time limits for bringing claims, generally 6 years for simple contracts, ensuring debt claims are not time-barred

Consumer Credit Act 1974: Legislation governing consumer debt collection, including special requirements and protections for consumer debtors

Civil Procedure Rules (CPR): Rules governing civil litigation in England and Wales, including pre-action conduct requirements and protocols for debt claims

Practice Direction on Pre-Action Conduct: Formal guidance outlining required steps creditors must take before litigation and specific information that must be provided to debtors

Contract Law Principles: Fundamental legal principles governing contracts, including basis for debt claims and contractual obligations

FCA Regulations: Financial Conduct Authority regulations providing guidelines for debt collection and ensuring fair treatment of debtors