A Money Claim Letter is a essential tool in debt recovery under English and Welsh jurisdiction, typically used when previous informal attempts to secure payment have failed. This document serves as the final formal demand before court proceedings, demonstrating compliance with pre-action protocols required by the Civil Procedure Rules. The letter should clearly state the amount owed, including any interest or additional charges, provide evidence of the debt, and give a reasonable deadline for payment. It's crucial to maintain a professional tone while clearly stating the intention to pursue legal action if payment is not received.

1. Sender's Details: Full name, address, and contact information of the creditor

2. Recipient's Details: Full name, address of the debtor

3. Debt Details: Amount owed, date incurred, reference numbers

4. Payment History: Summary of payments made/missed and current balance

5. Payment Demand: Clear statement of amount required and payment deadline

6. Legal Warning: Statement of intention to take legal action if payment not received