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1. Claim Information: Details of the incident, claim number, date of loss, and policy reference
2. Policy Details: Specific information about the insurance policy, including policy number, type, and effective dates
3. Demand Statement: Clear statement of the policy limit demand and the basis for the full policy limits request
4. Liability Analysis: Discussion of the clear liability factors and why the case warrants a policy limits settlement
5. Damages Overview: Comprehensive summary of all damages, including medical expenses, lost wages, and other compensable losses
6. Settlement Terms: Specific terms and conditions of the demanded settlement, including payment timeline and release terms
7. Response Deadline: Clear statement of the deadline for responding to the demand and consequences of failure to respond
1. Bad Faith Warning: Section to be included when there's a need to emphasize potential bad faith consequences for failure to settle within policy limits
2. Multiple Claimant Distribution: To be included when multiple claimants are involved, detailing proposed distribution of policy limits
3. Subrogation Claims: Section addressing any existing subrogation claims when applicable
4. Medical Chronology: Detailed medical timeline, to be included in cases involving complex medical treatment histories
5. Witness Statements: Summary of witness accounts, to be included when witness testimony strongly supports the claim
1. Schedule A - Medical Records Index: Organized index of all relevant medical records and bills
2. Schedule B - Damages Calculation: Detailed breakdown of all claimed damages with supporting documentation
3. Schedule C - Photographic Evidence: Index of photographs documenting injuries or property damage
4. Appendix 1 - Supporting Documentation: Compilation of all relevant supporting documents including police reports, expert opinions, and correspondence
5. Appendix 2 - Medical Bills Summary: Itemized summary of all medical expenses with corresponding documentation
Policy Limits
Insured
Insurer
Claim
Date of Loss
Damages
Settlement
Release
Bad Faith
Medical Expenses
Economic Damages
Non-Economic Damages
Supporting Documentation
Response Period
Liability
Claimant
Policy Period
Coverage
Material Evidence
Demand Period
Special Damages
General Damages
Notice
Settlement Agreement
Claim Identification
Liability Assessment
Damages Calculation
Settlement Terms
Time Limits
Documentation Requirements
Release Terms
Bad Faith Warning
Jurisdiction
Notice Requirements
Evidence Preservation
Confidentiality
Medical Authorization
Payment Terms
Claim Valuation
Response Requirements
Governing Law
Dispute Resolution
Subrogation Rights
Insurance
Legal Services
Healthcare
Financial Services
Transportation
Construction
Real Estate
Manufacturing
Retail
Professional Services
Legal
Claims
Risk Management
Compliance
Insurance Operations
Policy Administration
Dispute Resolution
Document Management
Customer Relations
Claims Manager
Insurance Adjuster
Legal Counsel
Risk Manager
Compliance Officer
Insurance Underwriter
Claims Director
Legal Operations Manager
Insurance Policy Administrator
Settlement Specialist
Claims Analyst
Insurance Operations Manager
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