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1. Sender Details: Full legal name, address, and contact information of the creditor
2. Date: Current date of the letter in the format commonly used in UAE
3. Recipient Details: Full legal name and address of the debtor
4. Subject Line: Clear indication that this is a formal demand for payment
5. Debt Details: Specific amount owed, original due date, and reference to underlying agreement or transaction
6. Payment Demand: Clear statement demanding payment with specific deadline
7. Payment Instructions: Bank account details or acceptable payment methods
8. Legal Consequences: Statement of potential legal action if payment is not received
9. Closing: Formal closing with signature block and creditor's details
1. Interest Calculation: Include when claiming legal interest on the outstanding amount
2. Previous Communications: Reference to prior payment requests when multiple attempts have been made
3. Partial Payments: Acknowledgment of any partial payments received and remaining balance
4. Settlement Offer: Optional proposal for settlement or payment plan if creditor is willing to negotiate
5. Power of Attorney Reference: Include when letter is sent by legal representative rather than direct creditor
1. Statement of Account: Detailed breakdown of the debt amount including original sum, interest, and any penalties
2. Copy of Original Agreement: Copy of the contract or agreement that established the debt
3. Transaction History: Record of all relevant transactions and payment history
4. Previous Correspondence: Copies of previous demand letters or relevant communications
Debtor
Outstanding Amount
Due Date
Original Agreement
Interest Rate
Payment Period
Default
Business Day
Notice
Legal Proceedings
Payment Instructions
Settlement
Principal Amount
Accrued Interest
Late Payment Charges
Underlying Transaction
Statement of Account
Payment Method
Authorized Representative
Banking & Financial Services
Real Estate
Construction
Retail
Manufacturing
Professional Services
Trading & Commerce
Healthcare
Technology
Logistics & Transportation
Hospitality
Education
Legal
Finance
Accounts Receivable
Credit Control
Treasury
Risk Management
Collections
Corporate Affairs
Commercial Operations
Credit Controller
Financial Manager
Accounts Receivable Manager
Legal Counsel
Collections Manager
Finance Director
Chief Financial Officer
Credit Risk Manager
Debt Recovery Specialist
Corporate Lawyer
Treasury Manager
Accounts Manager
Legal Manager
Commercial Manager
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