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1. Parties: Identification of the lender and borrower with full legal names and addresses
2. Background: Context of the loan arrangement and purpose of the facility
3. Definitions: Detailed definitions of terms used throughout the agreement
4. Facility: Details of the loan amount, purpose, and non-recourse nature
5. Conditions Precedent: Conditions that must be satisfied before the loan becomes effective
6. Drawdown: Procedures and requirements for accessing the loan funds
7. Interest: Interest rate, calculation method, and payment terms
8. Repayment: Repayment schedule, methods, and prepayment provisions
9. Security: Description of the specific asset(s) securing the loan and limitation of recourse
10. Representations and Warranties: Statements of fact and assurances from the borrower
11. Covenants: Ongoing obligations of the borrower, particularly regarding the secured asset
12. Events of Default: Circumstances constituting default and consequences
13. Enforcement: Rights and remedies of the lender limited to the secured asset
14. Notices: Communication procedures between parties
15. Governing Law and Jurisdiction: UAE law as governing law and jurisdiction provisions
1. Islamic Finance Compliance: Required if the loan needs to comply with Shariah principles
2. Asset Management: Include if the secured asset requires specific management or maintenance
3. Insurance: Required if specific insurance coverage for the secured asset is needed
4. Tax Provisions: Include if there are specific tax implications or requirements
5. Security Agent: Required if multiple lenders are involved
6. Assignment and Transfer: Include if transfer of loan or secured asset rights is permitted
7. Force Majeure: Optional provisions for unforeseen circumstances affecting the secured asset
1. Schedule 1 - Facility Terms: Detailed terms of the loan including amount, interest rate, and tenure
2. Schedule 2 - Conditions Precedent: List of all documents and conditions required before drawdown
3. Schedule 3 - Asset Description: Detailed description and valuation of the secured asset
4. Schedule 4 - Repayment Schedule: Detailed payment dates and amounts
5. Schedule 5 - Form of Drawdown Notice: Template for drawdown requests
6. Schedule 6 - Security Documents: Forms of security documents and asset registration requirements
7. Appendix A - Asset Valuation Report: Independent valuation of the secured asset
8. Appendix B - Asset Insurance Details: Insurance requirements and certificates for the secured asset
Advance
Agreement
Applicable Law
Asset
Asset Value
Availability Period
Banking Day
Borrower
Charged Property
Conditions Precedent
Default
Default Rate
Drawdown Date
Drawdown Notice
Enforcement Event
Event of Default
Facility
Facility Amount
Final Maturity Date
Financial Indebtedness
Financial Statements
Governing Law
Interest Payment Date
Interest Period
Interest Rate
Lender
Loan
Material Adverse Effect
Notice
Party
Payment Date
Permitted Security
Property
Repayment Date
Repayment Schedule
Security
Security Agent
Security Document
Security Interest
Security Period
Tax
Transaction Document
UAE
Valuation Report
Secured Asset
Enforcement Notice
Insurance Policy
Margin
Principal Amount
Property Rights
Facility Terms
Purpose
Conditions Precedent
Drawdown
Interest
Repayment
Prepayment
Security
Non-Recourse
Asset Maintenance
Representations and Warranties
Covenants
Information Undertakings
Financial Covenants
Asset Covenants
Events of Default
Acceleration
Enforcement
Asset Disposal
Set-off
Assignment and Transfer
Changes to Parties
Payment Mechanics
Costs and Expenses
Indemnities
Notices
Calculations
Remedies
Amendments
Confidentiality
Counterparts
Severability
Force Majeure
Governing Law
Dispute Resolution
Banking
Real Estate
Infrastructure
Project Finance
Aviation
Shipping
Mining
Energy
Construction
Commercial Property
Asset Finance
Islamic Finance
Legal
Finance
Treasury
Risk Management
Compliance
Credit
Corporate Banking
Project Finance
Islamic Banking
Asset Management
Investment
Due Diligence
Chief Financial Officer
Finance Director
Legal Counsel
Corporate Lawyer
Banking Relationship Manager
Credit Risk Manager
Compliance Officer
Treasury Manager
Project Finance Manager
Asset Manager
Investment Manager
Loan Officer
Due Diligence Officer
Transaction Manager
Islamic Finance Specialist
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