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1. Parties: Identification of the credit provider and the customer/borrower
2. Background: Context of the agreement and relationship between parties
3. Definitions and Interpretation: Key terms used throughout the agreement and rules of interpretation
4. Credit Facility Terms: Core terms including credit limit, interest rates, and payment terms
5. Payment Terms: Details of payment obligations, methods, and schedules
6. Security and Collateral: Requirements for security or collateral to secure the credit facility
7. Representations and Warranties: Statements of fact and assurances from the customer
8. Covenants: Ongoing obligations and restrictions on the customer
9. Events of Default: Circumstances constituting default and consequences
10. Enforcement Rights: Credit provider's rights and remedies upon default
11. Term and Termination: Duration of agreement and termination provisions
12. Notices: Communication requirements and contact details
13. Governing Law and Jurisdiction: UAE law application and dispute resolution procedures
1. Islamic Finance Compliance: Required when the credit facility needs to comply with Sharia principles
2. Personal Guarantee: Used when personal guarantees are required from company owners or directors
3. Insurance Requirements: Detailed when specific insurance coverage is required for the credit facility
4. Cross-Default Provisions: Including when the customer has multiple facilities or agreements
5. Foreign Currency Provisions: Required when credit facility involves multiple currencies
6. Trade Finance Specific Terms: For credit facilities related to trade finance operations
7. Syndication Provisions: When the credit facility involves multiple lenders
1. Schedule 1 - Facility Details: Specific details of credit limits, interest rates, and facility types
2. Schedule 2 - Fee Schedule: Detailed breakdown of all applicable fees and charges
3. Schedule 3 - Security Details: List and description of all security/collateral provided
4. Schedule 4 - Condition Precedents: List of documents and conditions required before facility activation
5. Schedule 5 - Reporting Requirements: Details of required financial and operational reports
6. Appendix A - Payment Schedule: Detailed payment dates and amounts if applicable
7. Appendix B - Compliance Certificate: Template for periodic compliance certification
8. Appendix C - Draw Down Notice: Template for requesting draws on the credit facility
Agreement
Applicable Law
Authorized Signatory
Banking Day
Borrower
Business Day
Central Bank
Collateral
Confidential Information
Credit Facility
Credit Limit
Default Interest
Default Rate
Dirham
Draw Down
Due Date
Effective Date
Event of Default
Facility Period
Finance Charge
Financial Statements
Force Majeure
Guarantor
Interest Period
Interest Rate
Late Payment Charge
Lender
Material Adverse Effect
Notice
Payment Date
Principal Amount
Profit Rate
Reference Rate
Repayment Schedule
Security
Security Document
Security Interest
Security Provider
Termination Date
Transaction Document
UAE
Unpaid Sum
Interest and Charges
Payment Terms
Security
Representations and Warranties
Conditions Precedent
Covenants
Events of Default
Enforcement
Set-Off
Assignment
Confidentiality
Force Majeure
Notices
Amendment
Severability
Entire Agreement
Waiver
Governing Law
Jurisdiction
Islamic Finance Compliance
Anti-Money Laundering
Sanctions Compliance
Data Protection
Electronic Communications
Currency
Further Assurance
Costs and Expenses
Indemnification
Term and Termination
Banking & Financial Services
Manufacturing
Retail
Construction
Trading
Technology
Healthcare
Logistics
Real Estate
Hospitality
Energy
Professional Services
E-commerce
Agriculture
Education
Legal
Finance
Risk Management
Compliance
Credit
Treasury
Operations
Commercial
Islamic Banking
Corporate Banking
Business Development
Chief Financial Officer
Finance Director
Credit Manager
Legal Counsel
Compliance Officer
Risk Manager
Treasury Manager
Financial Controller
Commercial Director
Business Development Manager
Account Manager
Credit Analyst
Corporate Banking Manager
Islamic Banking Specialist
Relationship Manager
Operations Manager
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