1. Group Companies: Include when credit terms extend to related companies or subsidiaries

2. Credit Insurance: Include when credit insurance is required or provided as part of the arrangement

3. Personal Guarantee: Include when personal guarantees are required from directors or other parties

4. Set-off Rights: Include when the credit provider has rights to set off debts against other accounts

5. Electronic Communications: Include when parties agree to electronic invoicing and communications

6. Data Protection: Include detailed data protection terms when significant personal data processing is involved

7. Anti-Money Laundering: Include detailed AML provisions for high-risk or high-value arrangements

8. Force Majeure: Include when specific force majeure protections are required

1. Schedule 1 - Pricing Schedule: Detailed breakdown of interest rates, fees, and charges

2. Schedule 2 - Credit Limit Calculation: Method and factors for calculating credit limit

3. Schedule 3 - Payment Schedule: Detailed payment terms and dates if applicable

4. Schedule 4 - Security Details: Specific details of security arrangements if applicable

5. Appendix A - Credit Application Form: Standard form for credit application and assessment

6. Appendix B - Personal Guarantee Form: Standard form for personal guarantees if required

7. Appendix C - Standard Information Form: European Consumer Credit Information form as required by EU regulations

8. Appendix D - Direct Debit Mandate: Standard form for setting up direct debit payments