The Loan Memorandum of Agreement is a crucial document used in Irish lending transactions to formalize loan arrangements between parties. It serves as a comprehensive record of the loan terms, conditions, and obligations, ensuring compliance with Irish financial regulations and Central Bank requirements. This document is typically used when parties need to document a loan transaction with clear terms and conditions, whether for business financing, property acquisition, or other legitimate lending purposes. The agreement includes essential information such as loan amount, interest rates, repayment schedules, security arrangements, and default provisions, all structured to comply with Irish law and regulatory requirements. The Loan Memorandum of Agreement is particularly important for maintaining transparency and legal certainty in lending relationships, while also serving as a reference document for future dispute resolution if needed.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Parties: Identifies and defines the Lender and Borrower with full legal names and addresses
2. Background: Explains the context of the loan agreement and the parties' intentions
3. Definitions: Defines key terms used throughout the agreement
4. Loan Amount and Purpose: Specifies the principal amount of the loan and its intended use
5. Interest Rate and Calculations: Details the applicable interest rate, calculation method, and any variations
6. Repayment Terms: Specifies repayment schedule, payment amounts, and payment methods
7. Conditions Precedent: Lists conditions that must be satisfied before the loan becomes effective
8. Representations and Warranties: Statements of fact and assurances given by the borrower
9. Covenants: Ongoing obligations of the borrower during the loan term
10. Events of Default: Defines circumstances constituting default and consequences
11. Fees and Costs: Details all fees, charges, and costs associated with the loan
12. Notices: Specifies how formal communications between parties should be made
13. Governing Law and Jurisdiction: Confirms Irish law governs the agreement and jurisdiction for disputes
1. Security: Required when the loan is secured against assets or property
2. Guarantees: Include when there are third-party guarantors for the loan
3. Insurance Requirements: Required when specific insurance coverage is mandatory
4. Early Repayment: Include when early repayment options are available
5. Assignment and Transfer: Include when either party may need to transfer their rights/obligations
6. Data Protection: Required when personal data processing is involved
7. Force Majeure: Include when protection against unforeseen circumstances is needed
8. Multi-currency Provisions: Required for loans involving multiple currencies
1. Repayment Schedule: Detailed breakdown of payment dates and amounts
2. Conditions Precedent Documents: List of required documents and conditions to be satisfied
3. Security Details: Description of any assets or property serving as security
4. Fee Schedule: Detailed breakdown of all applicable fees and charges
5. Form of Drawdown Notice: Template for requesting loan disbursements
6. Interest Rate Calculations: Detailed methodology for interest calculations
7. Required Insurance: Specifications for required insurance coverage
8. Form of Compliance Certificate: Template for periodic compliance reporting
Relevant legal definitions
Agreement
Applicable Law
Authorisation
Available Facility
Business Day
Central Bank
Commitment
Conditions Precedent
Default
Default Interest
Default Rate
Drawdown
Drawdown Date
Drawdown Notice
Effective Date
Event of Default
Facility
Finance Documents
Financial Indebtedness
Financial Statements
Guarantor
Interest Payment Date
Interest Period
Interest Rate
Irish Law
Lender
Loan
Material Adverse Effect
Maturity Date
Outstanding Amount
Party/Parties
Permitted Security
Principal Amount
Repayment Date
Repayment Schedule
Security
Security Documents
Security Interest
Taxes
Term
Transaction Documents
Transfer
Utilisation
VAT
Applicable Law
Authorisation
Available Facility
Business Day
Central Bank
Commitment
Conditions Precedent
Default
Default Interest
Default Rate
Drawdown
Drawdown Date
Drawdown Notice
Effective Date
Event of Default
Facility
Finance Documents
Financial Indebtedness
Financial Statements
Guarantor
Interest Payment Date
Interest Period
Interest Rate
Irish Law
Lender
Loan
Material Adverse Effect
Maturity Date
Outstanding Amount
Party/Parties
Permitted Security
Principal Amount
Repayment Date
Repayment Schedule
Security
Security Documents
Security Interest
Taxes
Term
Transaction Documents
Transfer
Utilisation
VAT
Clauses
Interpretation
Loan Facility
Purpose
Conditions Precedent
Drawdown
Interest
Repayment
Prepayment
Security
Representations and Warranties
Information Undertakings
Financial Covenants
General Undertakings
Events of Default
Changes to Parties
Payment Mechanics
Set-off
Notices
Calculations and Certificates
Partial Invalidity
Remedies and Waivers
Amendments and Waivers
Confidentiality
Counterparts
Governing Law
Enforcement
Jurisdiction
Service of Process
Data Protection
Anti-Money Laundering
Force Majeure
Assignment
Costs and Expenses
Indemnities
Tax Gross-up and Indemnities
Loan Facility
Purpose
Conditions Precedent
Drawdown
Interest
Repayment
Prepayment
Security
Representations and Warranties
Information Undertakings
Financial Covenants
General Undertakings
Events of Default
Changes to Parties
Payment Mechanics
Set-off
Notices
Calculations and Certificates
Partial Invalidity
Remedies and Waivers
Amendments and Waivers
Confidentiality
Counterparts
Governing Law
Enforcement
Jurisdiction
Service of Process
Data Protection
Anti-Money Laundering
Force Majeure
Assignment
Costs and Expenses
Indemnities
Tax Gross-up and Indemnities
Relevant Industries
Financial Services
Banking
Corporate Lending
Real Estate
Manufacturing
Retail
Technology
Healthcare
Agriculture
Construction
Professional Services
Transportation
Energy
Relevant Teams
Legal
Finance
Compliance
Risk Management
Credit
Treasury
Corporate Banking
Commercial Banking
Business Development
Operations
Relevant Roles
Legal Counsel
Finance Director
Chief Financial Officer
Credit Manager
Loan Officer
Compliance Officer
Risk Manager
Corporate Banker
Financial Controller
Treasury Manager
Commercial Director
Business Development Manager
Company Secretary
Managing Director
Relationship Manager
Find the exact document you need
Standard Personal Loan Agreement
An Irish law-governed personal loan agreement establishing terms and conditions between a lender and individual borrower, compliant with Irish consumer credit legislation.
find out more
Simple Shareholder Loan Agreement
An Irish law-governed agreement setting out terms for a loan from a shareholder to a company, including loan amount, interest, and repayment conditions.
find out more
Legal Personal Loan Agreement
An Irish law-governed agreement establishing terms and conditions for a personal loan between a financial institution and an individual borrower.
find out more
Employer Loan To Employee Agreement
An Irish law-governed agreement establishing terms and conditions for a loan from employer to employee, including repayment terms and employment-related provisions.
find out more
Agreement To Repay Debt
An Irish law agreement that formalizes debt repayment terms between a creditor and debtor, setting out payment schedule, interest, and default provisions.
find out more
Peer To Peer Lending Agreement
An Irish law-governed agreement establishing terms and conditions for peer-to-peer lending between individuals, typically facilitated through a P2P platform.
find out more
Vendor Finance Loan Agreement
An Irish law-governed agreement establishing terms for vendor-provided equipment financing, including loan conditions, security arrangements, and regulatory compliance requirements.
find out more
Facility Agreement Loan
An Irish law-governed agreement establishing a lending facility between a lender and borrower, detailing loan terms, conditions, and security arrangements.
find out more
Standard Mortgage Agreement
An Irish law-governed agreement establishing the terms and security for a mortgage loan between a financial institution and borrower, including loan terms, obligations, and security provisions.
find out more
Director Loan To Company Agreement
An Irish law-governed agreement documenting a loan from a director to their company, including loan terms, repayment conditions, and compliance requirements.
find out more
Lender Lendee Agreement
An Irish law-governed agreement establishing terms and conditions between lender and borrower, compliant with Irish financial regulations and consumer protection laws.
find out more
Inter Lender Agreement
An Irish law agreement establishing rights, priorities, and relationships between multiple lenders in a financing transaction.
find out more
Overagreement
Irish law master agreement establishing a framework for future business relationships and subsidiary agreements between parties.
find out more
Loan Note Register
An Irish law-compliant register documenting the issuance, ownership, and transfer of company loan notes, maintained in accordance with the Companies Act 2014.
find out more
Loan Consent Form
An Irish law-governed document that captures borrower consent for loan terms, data processing, and credit checks, ensuring compliance with Irish banking and consumer protection regulations.
find out more
Inter Corporate Loan Agreement
Irish law-governed loan agreement between corporate entities, setting out comprehensive terms for corporate lending facilities including drawdown, repayment, and security provisions.
find out more
Flexi Finance Loan Agreement
An Irish law-governed flexible finance facility agreement template establishing a variable drawdown loan facility with flexible repayment terms.
find out more
Credit Terms Agreement
An Irish law-governed agreement establishing credit terms and conditions between parties, incorporating Irish and EU regulatory requirements.
find out more
Subordinated Loan Agreement
Irish law-governed agreement establishing terms for subordinated debt financing, including subordination mechanics and payment hierarchies.
find out more
Student Loan Agreement
An Irish law-governed Student Loan Agreement establishing terms and conditions for educational financing between a financial institution and student borrower.
find out more
Personal Loan Receipt
An Irish law-governed receipt documenting a personal loan agreement between lender and borrower, including loan terms and regulatory compliance requirements.
find out more
Loan Agreement With Guarantor
An Irish law-governed agreement establishing a loan facility with third-party guarantee support, detailing lending terms and guarantee obligations.
find out more
Investment Loan Contract
Irish law-governed loan agreement for investment financing, detailing facility terms, security arrangements, and regulatory compliance requirements.
find out more
Borrowing Form
An Irish law-governed form setting out terms and conditions for borrowing funds, compliant with Irish financial regulations and consumer protection laws.
find out more
Device Loan Agreement
An Irish law-governed agreement establishing terms for loaning electronic devices, including usage conditions, maintenance responsibilities, and data protection requirements.
find out more
Loan Agreement Term Sheet
An Irish law-governed preliminary document outlining key commercial and legal terms for a proposed loan facility, serving as the basis for detailed loan documentation.
find out more
Hard Money Loan Agreement
An Irish law-governed agreement for short-term, high-interest property-backed lending, typically used in real estate financing and development.
find out more
Fixed Sum Loan Agreement
An Irish law-governed agreement establishing terms and conditions for a fixed sum loan, including loan amount, interest rates, and repayment terms.
find out more
Deed Of Assignment Mortgage
An Irish law-governed deed that transfers mortgage rights and obligations from one party to another, including all associated security interests and benefits.
find out more
Deed Of Accession Loan Agreement
An Irish law-governed deed that facilitates a new party joining an existing loan agreement, setting out terms and conditions for accession.
find out more
Mortgage Agreement
An Irish law-governed mortgage agreement establishing terms and security arrangements between lender and borrower(s) for property financing.
find out more
Loan Memorandum Of Agreement
An Irish law-governed agreement documenting loan terms and conditions between lender and borrower, ensuring regulatory compliance and protecting all parties' interests.
find out more
Loan Guarantee Agreement
An Irish law-governed agreement where a guarantor commits to fulfilling a borrower's loan obligations in case of default.
find out more
Loan Conversion Agreement
An Irish law-governed agreement that sets out terms for converting an existing loan into equity shares, including conversion mechanics and post-conversion rights.
find out more
Loan Agreement Between Spouses
An Irish law-governed agreement documenting loan terms and conditions between married spouses, ensuring legal protection for both parties.
find out more
Lending Contract
An Irish law-governed agreement setting out terms and conditions for the provision of loan facilities, incorporating local regulatory requirements and EU directives.
find out more
Lending Agreement
An Irish law-governed agreement establishing terms and conditions for providing loans, including loan amount, interest rates, repayment terms, and security arrangements.
find out more
Hard Money Lending Contract
An Irish law-governed agreement for asset-backed hard money lending, detailing loan terms, security arrangements, and regulatory compliance requirements.
find out more
Finance Agreement
An Irish law-governed agreement establishing terms and conditions for a financial facility, including loan terms, security arrangements, and regulatory compliance requirements.
find out more
Formal Loan Agreement
An Irish law-governed agreement establishing terms and conditions for a formal loan between a lender and borrower, including loan amount, interest, repayment, and security arrangements.
find out more
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)