1. Security: Include if the loan is to be secured by any assets or guarantees

2. Information Rights: Include for providing lender with rights to company financial information and reports

3. Anti-dilution Protection: Include to protect conversion rights from dilution through corporate actions

4. Board Observer Rights: Include if lender is to have right to appoint board observer

5. Shariah Compliance Declaration: Include if parties wish to declare intention of Shariah compliance

6. Mandatory Conversion: Include if automatic conversion is required upon certain triggers

7. Change of Control: Include if loan is to be affected by change in company ownership

1. Schedule 1 - Form of Drawdown Notice: Template for borrower to request loan disbursement

2. Schedule 2 - Conversion Notice: Template for exercising conversion rights

3. Schedule 3 - Conditions Precedent: List of required documents and conditions before loan effectiveness

4. Schedule 4 - Company Information: Details of company's share capital and corporate structure

5. Appendix A - Calculation of Conversion Price: Detailed methodology for calculating conversion price

6. Appendix B - Form of Shareholders' Resolution: Template for shareholder approval of conversion