1. Security: Required when the loan needs to be secured by specific assets or guarantees

2. Employment Conditions: Used when the loan forgiveness is tied to employment terms or retention periods

3. Guarantor Provisions: Included when a third-party guarantor is involved in the loan arrangement

4. Islamic Finance Compliance: Detailed section on Sharia compliance when the loan must strictly adhere to Islamic banking principles

5. Assignment and Transfer: Include when either party may need to transfer their rights or obligations

6. Confidentiality: When the loan terms need to remain confidential, especially in employment-related scenarios

7. Force Majeure: When parties want to account for unforeseen circumstances affecting forgiveness conditions

8. Early Repayment: When early repayment options need to be specifically addressed

1. Repayment Schedule: Detailed schedule of repayment dates and amounts if forgiveness conditions are not met

2. Forgiveness Conditions Detail: Detailed metrics, KPIs, or conditions that must be met for loan forgiveness

3. Calculation of Interest/Profit: Methodology for calculating interest or profit in compliance with UAE regulations

4. Security Details: If applicable, detailed description of security or collateral provided

5. Form of Forgiveness Notice: Template notice to be issued when forgiveness conditions are met

6. Employment Terms: If applicable, detailed employment-related conditions linked to loan forgiveness

7. Compliance Certificates: Templates for periodic compliance certificates required under the agreement