1. Sharia Compliance: Required if the loan needs to be Sharia-compliant, replacing interest with profit-sharing mechanisms

2. Multiple Guarantors: Added when there is more than one guarantor, defining joint and several liability

3. Security Agent: Needed if a security agent is appointed to hold and manage security on behalf of the lender

4. Insurance Requirements: Included when specific insurance coverage is required for the loan or collateral

5. Change of Control: Required for corporate borrowers to address ownership changes

6. Assignment and Transfer: Detailed provisions for when the loan may be syndicated or transferred

7. Tax Provisions: Detailed tax clauses if cross-border elements exist or specific tax considerations apply

1. Schedule 1 - Loan Details: Detailed breakdown of the loan amount, interest rates, and payment schedule

2. Schedule 2 - Repayment Schedule: Amortization table showing payment dates and amounts

3. Schedule 3 - Security Details: Comprehensive list and description of any security or collateral

4. Schedule 4 - Conditions Precedent: List of documents and conditions required before loan disbursement

5. Schedule 5 - Form of Drawdown Notice: Template for requesting loan disbursement

6. Schedule 6 - Form of Compliance Certificate: Template for periodic compliance reporting

7. Appendix A - Key Terms Summary: Summary of key commercial terms for quick reference

8. Appendix B - Contact Details: Contact information for all parties and authorized representatives