RESPA (Real Estate Settlement Procedures Act): Federal law that requires disclosure of real estate settlement costs and prohibits kickbacks and referral fees in real estate transactions

Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, disability, or familial status

Truth in Lending Act: Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed

Americans with Disabilities Act: Federal law ensuring equal access and prohibiting discrimination against individuals with disabilities in real estate transactions

State Real Estate Licensing Requirements: State-specific regulations governing the licensing and conduct of real estate professionals

State Commission Regulations: State-specific rules governing how real estate commissions can be structured, earned, and paid

Broker-Agent Relationship Laws: State laws defining the legal relationship between brokers and agents, including rights, responsibilities, and obligations

Written Agreement Requirements: State-specific requirements for what must be included in written real estate agreements to make them legally binding

State Disclosure Requirements: Mandatory disclosures required by state law in real estate transactions

Statute of Frauds: State law requiring certain contracts, including real estate agreements, to be in writing to be enforceable

Contract Formation Rules: State-specific laws governing how valid contracts are formed and enforced

NAR Code of Ethics: Professional standards and ethical requirements set by the National Association of REALTORSยฎ

MLS Rules: Multiple Listing Service regulations governing how properties are listed and commissions are shared between agents

State Consumer Protection Laws: State-specific laws designed to protect consumers in real estate transactions from unfair or deceptive practices

Sherman Antitrust Act: Federal law prohibiting anti-competitive practices, including price fixing and commission rate collusion in real estate