Truth in Lending Act (TILA): Federal law requiring clear disclosure of lending terms and costs to protect consumers in credit transactions

Equal Credit Opportunity Act (ECOA): Prohibits discrimination in credit transactions based on race, color, religion, national origin, sex, marital status, age, or public assistance status

Fair Credit Reporting Act (FCRA): Regulates the collection, dissemination, and use of consumer credit information

E-SIGN Act: Provides legal recognition for electronic signatures and records in interstate commerce

Uniform Commercial Code (UCC): Standardized set of laws governing commercial transactions, particularly Article 9 for secured transactions

Dodd-Frank Act: Comprehensive financial reform legislation affecting financial institutions and consumer protection

Bank Secrecy Act (BSA): Requires financial institutions to assist government agencies in detecting and preventing money laundering

Anti-Money Laundering Regulations: Framework of rules designed to prevent and detect money laundering activities in financial transactions

State Usury Laws: State-specific regulations governing maximum legal interest rates and lending practices

State Lending Regulations: State-specific rules governing lending practices, licenses, and operational requirements

State Contract Laws: State-specific rules governing contract formation, enforcement, and interpretation

State Disclosure Requirements: State-specific mandatory disclosures required in financial contracts

SEC Regulations: Federal securities regulations that may apply to certain financial contracts and transactions

Federal Reserve Regulations: Rules governing banking practices, monetary policy implementation, and financial institution operations

CFPB Guidelines: Consumer protection guidelines and regulations for financial products and services

OFAC Compliance: Requirements for compliance with economic and trade sanctions against targeted foreign countries and individuals