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1. Parties: Identification of all contracting parties, including full legal names, registration details, and addresses
2. Background: Context of the agreement, relationship between parties, and purpose of the financial arrangement
3. Definitions: Comprehensive list of defined terms used throughout the agreement
4. Financial Terms: Core financial provisions including amount, currency, interest/profit rates, payment terms and schedule
5. Conditions Precedent: Prerequisites that must be satisfied before the agreement becomes effective
6. Representations and Warranties: Statements of fact and assurances given by each party
7. Covenants: Ongoing obligations and restrictions on parties' activities
8. Security Arrangements: Details of any collateral, guarantees, or other security provisions
9. Events of Default: Circumstances constituting default and consequences thereof
10. Regulatory Compliance: Obligations regarding UAE regulatory requirements and Central Bank regulations
11. Governing Law and Jurisdiction: Specification of UAE law as governing law and jurisdiction for disputes
12. Notices: Process and requirements for formal communications between parties
13. General Provisions: Standard boilerplate clauses including amendments, assignments, and severability
1. Sharia Compliance: Required for Islamic financial products, specifying compliance with Sharia principles
2. Tax Provisions: Detailed tax arrangements, required when cross-border elements are involved
3. Foreign Exchange Provisions: Required when dealing with multiple currencies or foreign exchange transactions
4. Agent Provisions: Required in syndicated facilities or when agents are involved
5. Assignment and Transfer: Detailed provisions for transferring rights, required in tradeable instruments
6. Confidentiality: Detailed confidentiality obligations, required for sensitive financial arrangements
7. Force Majeure: Provisions for unforeseen circumstances, optional but recommended for long-term arrangements
1. Payment Schedule: Detailed breakdown of payment dates, amounts, and calculation methods
2. Security Details: Specific details of security arrangements, collateral descriptions
3. Financial Covenants: Detailed financial ratios and reporting requirements
4. Form of Notices: Standard forms for various notices required under the agreement
5. Conditions Precedent Documents: List of required documents and evidence for conditions precedent
6. Calculation Methods: Detailed methodologies for calculating interest, profits, or other financial elements
7. Required Forms: Standard forms for drawdown requests, compliance certificates, etc.
8. Contact Details: List of authorized representatives and contact information for all parties
Additional Facility
Advance
Affiliate
Agreement
Applicable Law
Availability Period
Banking Day
Borrower
Break Costs
Business Day
Central Bank
Collateral
Commitment
Compliance Certificate
Confidential Information
Default
Default Rate
Dirham
Drawdown Date
Drawdown Notice
EIBOR
Encumbrance
Event of Default
Facility
Facility Amount
Facility Period
Financial Indebtedness
Financial Statements
Governing Law
Grace Period
Guarantee
Interest Payment Date
Interest Period
Interest Rate
Legal Reserve
Lender
LIBOR
Margin
Material Adverse Effect
Maturity Date
Notice
Obligor
Payment Date
Permitted Security
Principal Amount
Profit Rate
Regulatory Authority
Repayment Date
Repayment Schedule
Security
Security Agent
Security Document
Security Interest
Sharia Board
Subsidiary
Tax
Transaction Document
UAE
Utilization
Payment Obligations
Interest Rate
Profit Rate
Security
Representations and Warranties
Conditions Precedent
Conditions Subsequent
Covenants
Events of Default
Remedies
Assignment and Transfer
Changes to Parties
Agency Provisions
Calculation
Fees and Expenses
Tax Provisions
Increased Costs
Set-off
Payment Mechanics
Notices
Amendments and Waivers
Confidentiality
Counterparts
Severability
Force Majeure
Governing Law
Dispute Resolution
Jurisdiction
Sharia Compliance
Anti-Money Laundering
Know Your Customer
Financial Crime Prevention
Currency Provisions
Regulatory Compliance
Information Undertakings
Financial Covenants
Acceleration Rights
Cross Default
Indemnities
Break Costs
Banking & Financial Services
Real Estate & Construction
Energy & Resources
Trading & Commerce
Manufacturing & Industrial
Technology & Communications
Healthcare & Pharmaceuticals
Hospitality & Tourism
Transportation & Logistics
Professional Services
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Banking
Islamic Banking
Credit
Operations
Regulatory Affairs
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Compliance Officer
Risk Manager
Financial Controller
Credit Manager
Investment Manager
Corporate Banking Manager
Islamic Banking Specialist
Senior Finance Manager
Legal Director
Regulatory Compliance Manager
Corporate Finance Manager
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