1. Training Requirements: Required when the referrer's staff needs specific training on loan products

2. Marketing Guidelines: Include when the referrer will be conducting marketing activities

3. Exclusivity: Used when parties agree to exclusive referral arrangements

4. Performance Targets: Include when minimum referral volumes are required

5. Islamic Finance Compliance: Required when dealing with Sharia-compliant loan products

6. Cross-Border Provisions: Include when referral activities involve multiple jurisdictions

7. Sub-referral Rights: Used when the referrer is permitted to engage sub-referrers

1. Schedule 1 - Fee Schedule: Detailed breakdown of referral fees, commission structures, and payment calculations

2. Schedule 2 - Loan Products: List and description of loan products covered by the referral arrangement

3. Schedule 3 - Compliance Checklist: Detailed compliance requirements and procedures

4. Schedule 4 - Referral Documentation: Templates and forms used in the referral process

5. Schedule 5 - Service Levels: Performance metrics and service level requirements

6. Appendix A - Contact Details: Key contact information for both parties

7. Appendix B - Required Licenses: Copies or details of required regulatory licenses and permits