Financial Services and Markets Act 2000: Primary legislation that regulates financial services and markets in the UK, establishes the regulatory framework, and defines regulated activities

Consumer Credit Act 1974: Regulates credit agreements and provides consumer protections in financial transactions involving consumer credit

Consumer Rights Act 2015: Governs consumer contracts and regulates unfair terms in financial agreements with consumers

Contracts (Rights of Third Parties) Act 1999: Legislation governing how third-party rights are handled in contractual agreements

FCA Regulations: Financial Conduct Authority regulations including Conduct of Business Sourcebook (COBS), consumer protection rules, and fair treatment requirements

PRA Requirements: Prudential Regulation Authority requirements covering capital adequacy and risk management standards for financial institutions

Money Laundering Regulations 2017: Regulations aimed at preventing financial crime and ensuring proper due diligence in financial transactions

Data Protection Act 2018: UK implementation of GDPR, governing how personal data must be handled in financial agreements and transactions

Electronic Commerce Regulations 2002: Regulations governing electronic transactions and digital commerce in financial agreements

Common Law Contract Principles: Fundamental legal principles established through case law covering contract formation, interpretation, and enforcement