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1. Parties: Identification of the parties entering into the agreement, including their full legal names, registration details, and addresses
2. Background: Context of the funding arrangement, including the purpose of the funding and any relevant history or context
3. Definitions and Interpretation: Detailed definitions of terms used throughout the agreement and rules for interpreting the agreement
4. Amount and Purpose of Funding: Specification of the funding amount, currency, and permitted uses of the funds
5. Disbursement Terms: Conditions precedent, disbursement schedule, and mechanics for releasing the funds
6. Repayment Terms: Details of repayment schedule, interest rates (if applicable), and payment mechanisms
7. Representations and Warranties: Statements of fact and assurances given by both parties regarding their capacity and authority
8. Covenants: Ongoing obligations of the parties throughout the term of the agreement
9. Events of Default: Circumstances constituting default and consequences thereof
10. Remedies: Actions available to parties in case of breach or default
11. Term and Termination: Duration of the agreement and circumstances under which it can be terminated
12. Confidentiality: Obligations regarding the protection of confidential information
13. Notices: Process and requirements for formal communications between parties
14. Governing Law and Jurisdiction: Specification of Nigerian law as governing law and choice of courts/dispute resolution
15. General Provisions: Standard boilerplate clauses including assignment, amendments, severability, and entire agreement
1. Security Arrangements: Details of any security or collateral provided - include when funding is secured against assets
2. Guarantees: Terms of any guarantees provided - include when there are third-party guarantors
3. Conditions Subsequent: Post-disbursement conditions - include for phased funding arrangements
4. Regulatory Compliance: Specific regulatory requirements - include when dealing with regulated entities or sectors
5. Foreign Exchange Provisions: Currency conversion and exchange rate provisions - include for cross-border funding
6. Tax Provisions: Detailed tax treatment and obligations - include when tax implications are significant
7. Monitoring Rights: Lender's rights to monitor use of funds - include for project-specific funding
8. Insurance Requirements: Required insurance coverage - include when specific insurance is needed
9. Change of Control: Provisions dealing with ownership changes - include for corporate borrowers
1. Disbursement Schedule: Detailed timeline and conditions for fund releases
2. Repayment Schedule: Detailed breakdown of repayment dates and amounts
3. Form of Drawdown Notice: Template for requesting disbursements
4. Security Documents: List and copies of security documentation
5. Required Authorizations: List of required permits, licenses, and approvals
6. Project Details: Detailed description of the funded project (if project-specific)
7. Conditions Precedent Documents: List of documents required before disbursement
8. Financial Covenants: Detailed financial ratios and requirements
9. Permitted Security Interests: List of pre-approved security interests or liens
Affiliate
Agreement
Applicable Law
Authorized Representative
Available Commitment
Business Day
CAMA
CBN
Change of Control
Commitment
Conditions Precedent
Confidential Information
Default
Default Interest
Disbursement
Disbursement Date
Drawdown Notice
Effective Date
Encumbrance
Event of Default
Facility
Facility Agent
Final Repayment Date
Finance Documents
Financial Indebtedness
Financial Statements
Force Majeure
Funding Amount
Governmental Authority
Group
Guarantee
Interest Period
Interest Rate
Legal Requirement
Lender
Material Adverse Effect
Naira
Notice
Obligor
Payment Date
Permitted Security Interest
Project
Purpose
Repayment Date
Repayment Schedule
Representatives
SEC
Security
Security Documents
Security Interest
Security Provider
Security Trustee
Subsidiary
Tax
Transaction Documents
USD
Recitals
Definitions
Interpretation
Facility
Purpose
Conditions Precedent
Disbursement
Repayment
Interest
Security
Representations and Warranties
Covenants
Information Undertakings
Financial Covenants
General Undertakings
Events of Default
Acceleration
Changes to Parties
Payment Mechanics
Set-off
Notices
Calculations
Amendments and Waivers
Confidentiality
Counterparts
Assignment
Force Majeure
Severability
Governing Law
Dispute Resolution
Indemnification
Costs and Expenses
Foreign Exchange
Tax
Anti-Money Laundering
Data Protection
Entire Agreement
Banking & Financial Services
Real Estate & Construction
Technology & Telecommunications
Manufacturing & Industrial
Energy & Natural Resources
Agriculture & Agribusiness
Healthcare & Pharmaceuticals
Infrastructure Development
Education
Retail & Consumer Goods
Transportation & Logistics
Mining
Oil & Gas
Entertainment & Media
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Finance
Credit
Operations
Company Secretariat
Project Finance
Investment Banking
Due Diligence
Chief Financial Officer
Finance Director
Legal Counsel
Corporate Lawyer
Investment Manager
Credit Risk Manager
Compliance Officer
Treasury Manager
Project Finance Manager
Managing Director
Company Secretary
Financial Controller
Risk Manager
Investment Banker
Relationship Manager
Transaction Manager
Due Diligence Officer
Corporate Finance Manager
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