A Card Authorization Letter is essential in situations where a cardholder needs to formally delegate card usage rights to another person while maintaining control and setting clear boundaries. This document is commonly used in Malaysia for both personal and business purposes, such as authorizing family members to make purchases, enabling business assistants to handle corporate expenses, or allowing caregivers to make necessary purchases for dependents. The letter must comply with Malaysian banking regulations and typically includes detailed information about both parties, specific card details, authorization scope, duration, and any applicable spending limits. It serves as a legal record of the authorization and helps protect all parties involved in the transaction. The document is particularly relevant in the Malaysian context where financial institutions require formal documentation for third-party card usage to prevent fraud and ensure compliance with local banking regulations.

1. Letter Header and Date: Complete letterhead with date and reference number if applicable

2. Authorizing Party Details: Full name, IC/passport number, and contact details of the cardholder giving authorization

3. Authorized Party Details: Full name, IC/passport number, and contact details of the person being authorized to use the card

4. Card Information: Specific details of the credit/debit card including last 4 digits of card number, issuing bank, and card type

5. Authorization Scope: Clear statement of what transactions or activities are being authorized

6. Authorization Period: Specific start and end dates of the authorization

7. Declaration of Consent: Express statement of authorization and acknowledgment of responsibilities

8. Signature Block: Space for signatures of authorizing party, authorized party, and witnesses