International Loan Agreement Template for India

1. Parties: Identification of the lender(s) and borrower(s) with full legal names and addresses

2. Background: Context of the loan agreement including purpose, relationship between parties, and basic transaction structure

3. Definitions and Interpretation: Comprehensive definitions of terms used in the agreement and rules of interpretation

4. Facility Details: Amount, currency, purpose, and nature of the loan facility

5. Conditions Precedent: Conditions that must be satisfied before drawdown, including documentation and due diligence requirements

6. Drawdown Mechanics: Procedures and requirements for requesting and making loan disbursements

7. Interest and Fees: Interest rate, calculation methods, payment dates, and all applicable fees

8. Repayment Terms: Repayment schedule, prepayment provisions, and payment mechanics

9. Representations and Warranties: Statements of fact and assurances given by the borrower

10. Covenants: Positive and negative obligations of the borrower during the loan term

11. Events of Default: Circumstances constituting default and consequences thereof

12. Tax Provisions: Treatment of taxes, including withholding tax and tax gross-up provisions

13. Changes to Parties: Rules regarding assignment, transfer, and loan participation

14. Payment Mechanics: Details of payment procedures, currency conversion, and payment systems

15. Notices: Communication procedures and contact details

16. Governing Law and Jurisdiction: Choice of Indian law and jurisdiction provisions

17. Execution Page: Signature blocks and execution formalities

1. Schedule 1 - Conditions Precedent Documents: List of all required documents and conditions for drawdown

2. Schedule 2 - Form of Drawdown Request: Template for borrower to request loan disbursement

3. Schedule 3 - Repayment Schedule: Detailed amortization schedule if term loan

4. Schedule 4 - Form of Interest Rate Notice: Template for interest rate notifications

5. Schedule 5 - Form of Transfer Certificate: Template for transferring loan participations

6. Schedule 6 - Financial Covenants Calculations: Detailed methodology for calculating financial covenants

7. Schedule 7 - Security Documents: List and copies of all security documentation

8. Schedule 8 - Authorized Signatories: List of persons authorized to sign notices and requests

9. Schedule 9 - Required Insurance: Details of required insurance coverage

10. Schedule 10 - Existing Financial Indebtedness: List of borrower's existing debt obligations