1. Insurance Provisions: Detailed insurance requirements when the mortgagee requires specific insurance coverage for the property

2. Property Maintenance Covenants: Specific maintenance requirements when the property requires special care or maintenance

3. Third Party Rights: Required when there are existing tenants or other third-party interests in the property

4. Environmental Compliance: Necessary for properties in environmentally sensitive areas or with specific environmental obligations

5. Power of Attorney: Optional clause granting power of attorney to mortgagee in specific circumstances

6. Dispute Resolution: Alternative dispute resolution mechanisms if parties wish to specify arbitration or mediation

7. Force Majeure: Provisions for unforeseen circumstances affecting the property or payment obligations

1. Schedule A - Property Description: Detailed description of the mortgaged property including boundaries, measurements, and registration details

2. Schedule B - Property Documents: List of title documents and previous conveyances relating to the property

3. Schedule C - Payment Schedule: Detailed repayment schedule including installment amounts and due dates

4. Schedule D - Insurance Requirements: Specific insurance requirements and minimum coverage amounts if applicable

5. Appendix 1 - Property Plans: Architectural plans, site maps, or property drawings if required

6. Appendix 2 - Encumbrance Certificate: Recent encumbrance certificate showing clear title