The Subordinated Loan Agreement is a specialized financing document used when a borrower requires additional funding while maintaining existing senior debt relationships. This agreement, governed by Indian law, establishes a debt obligation that ranks below senior debt in priority of payment and security. It is commonly used in corporate restructuring, project finance, and growth capital scenarios where traditional senior debt is already in place. The document must comply with Indian regulatory requirements, including RBI guidelines for priority of claims, Companies Act provisions for corporate borrowing, and FEMA regulations if foreign lenders are involved. The agreement includes detailed provisions on subordination mechanics, intercreditor relationships, and enforcement restrictions, making it essential for complex financing structures where multiple layers of debt exist.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Parties: Identification of the borrower, lender and any guarantors
2. Background: Context of the loan, relationship between parties, and purpose of the facility
3. Definitions and Interpretation: Definitions of key terms and interpretation rules
4. The Facility: Loan amount, purpose, and conditions precedent to drawdown
5. Interest: Interest rate, calculation method, payment dates, and default interest
6. Repayment: Repayment schedule, prepayment provisions, and payment mechanics
7. Subordination: Terms of subordination, ranking of debt, and restrictions on senior debt
8. Representations and Warranties: Statements of fact and assurances from the borrower
9. Covenants: Positive and negative obligations of the borrower during the loan term
10. Events of Default: Circumstances constituting default and consequences
11. Taxes and Stamp Duty: Tax obligations and stamp duty requirements
12. Notices: Communication methods and contact details
13. Assignment and Transfer: Rights to transfer or assign the loan
14. Governing Law and Jurisdiction: Choice of law and dispute resolution provisions
1. Security: Details of any security or guarantees - include if the loan is secured
2. Intercreditor Provisions: Relationships between different classes of creditors - include if there are multiple lenders or existing creditors
3. Foreign Exchange Provisions: Currency conversion and FEMA compliance - include if there are foreign parties
4. Agent Provisions: Role and responsibilities of facility agent - include if there are multiple lenders
5. Information Covenants: Enhanced reporting requirements - include for regulated borrowers or larger facilities
6. Change of Control: Provisions dealing with ownership changes - include for corporate borrowers
7. Increased Costs and Market Disruption: Provisions for market changes - include for longer-term or larger facilities
8. Set-off Rights: Rights to set off debts against other accounts - include if parties have banking relationship
1. Conditions Precedent: List of documents and conditions required before drawdown
2. Form of Drawdown Notice: Template for requesting loan disbursement
3. Repayment Schedule: Detailed amortization or repayment schedule
4. Form of Compliance Certificate: Template for periodic compliance reporting
5. Existing Senior Debt: Details of existing senior obligations and their terms
6. Security Details: Specific details of any security or collateral provided
7. Interest Calculation Examples: Examples showing interest calculation methodology
8. Form of Transfer Certificate: Template for transferring loan participation
Relevant legal definitions
Account Bank
Affiliate
Applicable Law
Authorisation
Available Commitment
Banking Day
Borrower
Business Day
Change of Control
Commitment
Compliance Certificate
Conditions Precedent
Default
Default Interest
Default Rate
Drawdown
Drawdown Date
Drawdown Notice
Enforcement Action
Event of Default
Facility
Facility Agreement
Financial Indebtedness
Financial Statements
Financial Year
Group
Guarantee
Guarantor
Increased Costs
Interest Payment Date
Interest Period
Interest Rate
Lender
Material Adverse Effect
Permitted Financial Indebtedness
Permitted Security
Potential Event of Default
Principal Outstanding
Repayment Date
Repayment Schedule
Security
Security Documents
Senior Debt
Senior Lenders
Senior Security
Subordinated Debt
Subordinated Lender
Subordination
Subsidiary
Tax
Transfer Certificate
Unpaid Sum
Affiliate
Applicable Law
Authorisation
Available Commitment
Banking Day
Borrower
Business Day
Change of Control
Commitment
Compliance Certificate
Conditions Precedent
Default
Default Interest
Default Rate
Drawdown
Drawdown Date
Drawdown Notice
Enforcement Action
Event of Default
Facility
Facility Agreement
Financial Indebtedness
Financial Statements
Financial Year
Group
Guarantee
Guarantor
Increased Costs
Interest Payment Date
Interest Period
Interest Rate
Lender
Material Adverse Effect
Permitted Financial Indebtedness
Permitted Security
Potential Event of Default
Principal Outstanding
Repayment Date
Repayment Schedule
Security
Security Documents
Senior Debt
Senior Lenders
Senior Security
Subordinated Debt
Subordinated Lender
Subordination
Subsidiary
Tax
Transfer Certificate
Unpaid Sum
Clauses
Interpretation
Definitions
Facility
Purpose
Conditions Precedent
Drawdown
Interest
Interest Periods
Interest Calculation
Repayment
Prepayment
Subordination
Payments
Tax Gross-up
Increased Costs
Representations and Warranties
Information Covenants
Financial Covenants
General Covenants
Negative Pledge
Events of Default
Acceleration
Security
Set-off
Assignment and Transfer
Changes to Parties
Payment Mechanics
Notices
Calculations
Partial Invalidity
Remedies and Waivers
Amendments
Confidentiality
Counterparts
Governing Law
Enforcement
Jurisdiction
Dispute Resolution
Force Majeure
Indemnities
Costs and Expenses
Definitions
Facility
Purpose
Conditions Precedent
Drawdown
Interest
Interest Periods
Interest Calculation
Repayment
Prepayment
Subordination
Payments
Tax Gross-up
Increased Costs
Representations and Warranties
Information Covenants
Financial Covenants
General Covenants
Negative Pledge
Events of Default
Acceleration
Security
Set-off
Assignment and Transfer
Changes to Parties
Payment Mechanics
Notices
Calculations
Partial Invalidity
Remedies and Waivers
Amendments
Confidentiality
Counterparts
Governing Law
Enforcement
Jurisdiction
Dispute Resolution
Force Majeure
Indemnities
Costs and Expenses
Relevant Industries
Banking and Financial Services
Infrastructure
Real Estate
Manufacturing
Technology
Healthcare
Renewable Energy
Private Equity
Construction
Telecommunications
Relevant Teams
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Banking
Credit
Company Secretarial
Investment
Debt Capital Markets
Relevant Roles
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Corporate Lawyer
Compliance Officer
Risk Manager
Investment Manager
Credit Officer
Company Secretary
Relationship Manager
Debt Fund Manager
Restructuring Officer
Transaction Manager
Find the exact document you need
Pre Contract Agreement Car (Finance)
An Indian law-governed preliminary agreement setting out the framework and conditions for a potential car financing arrangement between a lender and prospective borrower.
find out more
Mortgage Servicing Agreement
An agreement governing mortgage servicing operations in India, establishing the relationship between lenders and servicers under Indian banking laws.
find out more
Letter For Lending Money To Someone
An Indian law-compliant letter document that formalizes a money lending arrangement between parties, detailing loan terms and conditions.
find out more
Lending Money Letter
A formal Indian law-compliant document establishing loan terms between parties, including amount, interest, and repayment conditions.
find out more
Lending Form
An Indian law-compliant lending form that documents loan agreements between lenders and borrowers, incorporating key regulatory requirements and transaction terms.
find out more
Hardware Loan Agreement
An Indian law-governed agreement establishing terms for temporary hardware loans between parties, including usage conditions, maintenance requirements, and return specifications.
find out more
Borrow Agreement Form
An Indian law-governed agreement establishing terms and conditions for borrowing arrangements, including loan amount, interest rates, and repayment terms.
find out more
Business Loan Broker Agreement
An Indian law-governed agreement establishing terms for loan broking services between a financial intermediary and a business client, including service scope and regulatory compliance requirements.
find out more
Borrowing Money Letter
A formal letter document governed by Indian law that establishes loan terms between borrower and lender, serving as a legally binding record of the borrowing arrangement.
find out more
Unsecured Personal Loan Agreement
An Indian law-governed agreement for unsecured personal loans, establishing loan terms and parties' obligations without requiring collateral.
find out more
Two Wheeler Loan Agreement
An Indian law-governed agreement establishing terms and conditions for two-wheeler vehicle financing, including loan details, security arrangements, and party obligations.
find out more
Term Loan Facility Agreement
An Indian law-governed agreement setting out terms and conditions for a term loan facility, including loan amount, interest, repayment, and security arrangements.
find out more
Syndicated Facility Agreement
An Indian law-governed agreement establishing terms for a loan provided by multiple lenders (syndicate) to a borrower, detailing facility terms and regulatory compliance requirements.
find out more
Simple Mortgage Deed Draft
An Indian legal document creating a charge on immovable property as security for a loan, governed by the Transfer of Property Act, 1882.
find out more
Simple Mortgage Agreement
An Indian legal document creating a security interest in real property as loan collateral, governed by the Transfer of Property Act, 1882.
find out more
Simple Loan Agreement Form
An Indian law-governed agreement establishing terms and conditions between lender and borrower for a basic loan transaction.
find out more
Self Help Group Loan Agreement Form
An Indian jurisdiction agreement establishing loan terms between a financial institution and a Self Help Group, incorporating group liability and microfinance regulations.
find out more
Private Loan Agreement For (Real Estate)
An Indian law-governed agreement establishing terms and conditions for private lending secured against real estate property, including loan terms, security arrangements, and enforcement mechanisms.
find out more
Peer To Peer Lending Agreement
An RBI-compliant agreement governing peer-to-peer lending transactions in India, establishing terms between lender and borrower through a regulated P2P platform.
find out more
Personal Loan Letter
An Indian-law governed letter documenting personal loan terms between parties, including loan amount, interest, repayment schedule, and obligations.
find out more
Personal Loan Contract Form
An Indian law-governed contract template establishing terms and conditions for personal loans between financial institutions and individual borrowers.
find out more
Personal Loan Agreement Document
An Indian law-governed agreement documenting terms and conditions of a personal loan between lender and borrower, including loan amount, interest, repayment terms, and legal obligations.
find out more
Personal Loan Agreement Contract
An Indian law-governed agreement establishing terms and conditions for a personal loan between a lender and borrower, including loan amount, interest, and repayment terms.
find out more
Personal Line Of Credit Agreement
An Indian law-governed agreement establishing a personal line of credit facility between a financial institution and an individual borrower, setting out terms for revolving credit access.
find out more
Small Loan Contract
An Indian law-governed agreement establishing terms and conditions for a small-scale loan between lender and borrower, including loan amount, interest rates, and repayment terms.
find out more
Small Loan Agreement
An Indian law-compliant agreement for documenting small-scale lending arrangements, specifying loan terms, repayment conditions, and security provisions.
find out more
Pro Forma Loan Agreement
A standard-form loan agreement template compliant with Indian law and banking regulations, establishing terms for lending transactions.
find out more
Loan Car Form
An Indian-compliant legal document establishing terms and conditions for temporary vehicle loans between parties, adhering to Indian motor vehicle and contract laws.
find out more
Mortgage Subordination Agreement
An Indian law-governed agreement that establishes priority between multiple mortgages on a property, where one mortgage holder agrees to subordinate their security interest to another.
find out more
Family Member Promissory Note
An Indian-law governed promissory note formalizing loan agreements between family members, establishing legally binding terms while preserving familial relationships.
find out more
Vendor Finance Loan Agreement
An Indian law-governed agreement establishing terms for vendor financing, including loan details, security arrangements, and party obligations.
find out more
Employee Computer Loan Agreement
An Indian law-governed agreement establishing terms for employer-provided computer equipment loans to employees, including repayment and usage conditions.
find out more
Acknowledgement Of Debt Agreement
An Indian law-governed agreement formally recognizing a debt obligation between parties, including repayment terms and interest calculations.
find out more
Balloon Loan Agreement
An Indian law-governed loan agreement featuring smaller periodic payments with a large final balloon payment, structured under Indian banking and contract laws.
find out more
Loan Agreement Between Companies
An Indian law-governed agreement establishing terms and conditions for an inter-company loan, including loan amount, interest, repayment terms, and parties' obligations.
find out more
Inter Lender Agreement
An Indian law-governed agreement establishing rights and relationships between multiple lenders in a financing arrangement, compliant with Indian banking regulations.
find out more
Overagreement
An Indian law-governed master agreement establishing framework terms for ongoing business relationships and future specific transactions.
find out more
Litigation Financing Agreement
An Indian law-governed agreement establishing terms for third-party funding of legal proceedings, including funding commitments, returns, and control mechanisms.
find out more
Credit Terms Agreement
An India-governed agreement establishing credit facility terms between lender and borrower, compliant with Indian banking regulations and enforcement mechanisms.
find out more
Subordinated Loan Agreement
An Indian law-governed agreement establishing a subordinated loan facility where the lender's claims are contractually subordinate to senior debt obligations.
find out more
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)