1. Security Arrangements: Required if the line of credit is secured against any assets or requires guarantors

2. Insurance Requirements: Included when specific insurance coverage is mandatory for the credit facility

3. Digital Services and Online Access: Required when the credit facility includes online banking or digital access features

4. Special Conditions: Included when there are unique terms or conditions specific to the borrower

5. Co-Borrower Provisions: Required when there are multiple borrowers on the credit facility

6. Auto-Debit Authorization: Included when automatic payment deduction from a bank account is required

7. Credit Bureau Reporting: Detailed terms about credit reporting when specific arrangements need to be highlighted

1. Schedule 1 - Fee Schedule: Detailed breakdown of all applicable fees, charges, and interest rates

2. Schedule 2 - Drawdown Procedures: Detailed procedures and forms for requesting drawdowns

3. Schedule 3 - Repayment Schedule: Terms and calculation methods for minimum payments and repayment obligations

4. Schedule 4 - KYC Documents: List of required Know Your Customer documents and verification procedures

5. Appendix A - Application Form: Copy of the borrower's credit facility application form

6. Appendix B - Security Documents: If applicable, details of any security or collateral arrangements

7. Appendix C - Auto-Debit Authorization Form: If applicable, form for setting up automatic payment deductions