Companies Act 2006: Primary legislation governing company operations, including provisions for company borrowing, directors' duties and responsibilities, and registration requirements
Financial Services and Markets Act 2000 (FSMA): Key regulatory framework for financial services, establishing requirements for regulated activities and financial services operations
Consumer Credit Act 1974: Legislation protecting consumer borrowers, applicable if the borrower could be classified as a consumer
Insolvency Act 1986: Governs priority of creditors, subordination provisions, and insolvency proceedings in case of default or bankruptcy
FCA Rules: Financial Conduct Authority regulations applicable if either party is FCA regulated, including conduct of business requirements
PRA Requirements: Prudential Regulation Authority requirements covering capital adequacy and other prudential matters for regulated financial institutions
Law of Property Act 1925: Relevant when security is provided over real property as part of the loan agreement
Financial Collateral Arrangements (No.2) Regulations 2003: Regulations governing arrangements involving financial collateral in lending transactions
EU Retained Law: Relevant EU legislation retained in UK law post-Brexit that affects financial services and lending
Common Law Principles: Established legal principles from case law covering contract law and equity principles regarding subordination
