1. Security Confirmation: Required when the original loan is secured - confirms continuation of security arrangements

2. Tax Provisions: Include when there are specific tax implications of the novation that need to be addressed

3. Regulatory Compliance: Required when any party is a regulated entity (e.g., bank or NBFC)

4. Consideration: Include if there is any payment between the original and new lender for the transfer

5. Partial Novation: Required when only part of the loan is being transferred to the new lender

6. Confidentiality: Include when parties want specific confidentiality obligations beyond standard terms

1. Schedule 1 - Original Loan Agreement Details: Copy or summary of the key terms of the original loan agreement

2. Schedule 2 - Outstanding Amount and Payment Details: Details of the current loan balance, payment schedule, and interest rates

3. Schedule 3 - Conditions Precedent: List of documents and conditions required before novation becomes effective

4. Schedule 4 - Form of Notice to Borrower: Template for formal notice of novation to the borrower

5. Schedule 5 - Security Details: If applicable, details of any security arrangements being transferred

6. Appendix A - Execution Formalities: Required execution formalities for each party based on their entity type