The Loan Agreement With Guarantor is a crucial financial instrument used in Indian lending practices when additional security is required beyond the borrower's primary commitment. This document is commonly utilized when the borrower's creditworthiness alone may not meet lending criteria, or when the lender seeks extra assurance for loan recovery. The agreement, governed by Indian law, particularly the Indian Contract Act 1872 and related banking regulations, creates a three-way relationship between the lender, borrower, and guarantor. It's essential for both commercial and personal lending, providing detailed terms for the loan facility, repayment obligations, and the guarantor's responsibilities. The document typically includes comprehensive provisions for interest calculations, default scenarios, enforcement mechanisms, and the specific circumstances under which the guarantor's liability may be invoked.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Parties: Identifies the Lender, Borrower, and Guarantor with their full legal names and addresses
2. Background: Explains the context of the loan and guarantee arrangement
3. Definitions: Defines key terms used throughout the agreement
4. Loan Amount and Purpose: Specifies the principal amount and intended use of the loan
5. Interest Rate and Calculations: Details the interest rate, calculation method, and payment frequency
6. Repayment Terms: Outlines the repayment schedule, installment amounts, and payment methods
7. Guarantor's Obligations: Defines the scope and nature of the guarantee, including the guarantor's specific commitments
8. Representations and Warranties: States the facts and assurances provided by each party
9. Events of Default: Lists circumstances that constitute default and their consequences
10. Rights and Remedies: Specifies the rights of parties upon default or breach
11. Notices: Details how formal communications between parties should be made
12. Governing Law and Jurisdiction: Specifies Indian law as governing law and relevant jurisdiction
13. Miscellaneous: Includes standard boilerplate provisions like severability, entire agreement, etc.
1. Security: Include when the loan is secured by specific assets or collateral
2. Insurance: Include when insurance is required for secured assets or borrower's life
3. Prepayment Provisions: Include when early repayment terms and penalties need to be specified
4. Additional Guarantors: Include when multiple guarantors are involved
5. Special Conditions: Include when there are specific conditions precedent to disbursement
6. Step-in Rights: Include when lender needs right to take control in specific circumstances
7. Assignment and Transfer: Include when rights to assign or transfer the loan need to be specified
8. Financial Covenants: Include for business loans requiring maintenance of financial ratios
9. Demand Loan Provisions: Include when loan is repayable on demand
1. Schedule 1 - Loan Details: Detailed breakdown of loan amount, interest calculations, and repayment schedule
2. Schedule 2 - Security Details: Description of any security or collateral provided
3. Schedule 3 - Conditions Precedent: List of documents and conditions required before loan disbursement
4. Schedule 4 - Representations and Warranties: Detailed representations and warranties of each party
5. Schedule 5 - Payment Schedule: Amortization table showing payment dates and amounts
6. Appendix A - Form of Disbursement Request: Standard format for requesting loan disbursement
7. Appendix B - Compliance Certificate: Template for periodic compliance certification
8. Appendix C - Guarantee Deed: Detailed terms of the guarantee if separate from main agreement
Relevant legal definitions
Agreement
Applicable Law
Business Day
Borrower
Conditions Precedent
Default Interest
Default Notice
Draw Down
Due Date
Event of Default
Facility
Financial Indebtedness
Financial Year
Guarantee
Guarantor
Interest Period
Interest Rate
Lender
Loan
Loan Amount
Material Adverse Effect
Outstanding Amount
Payment Date
Prepayment
Principal Amount
Repayment Schedule
Security
Security Documents
Taxes
Term
Working Day
Borrower Account
Disbursement
Enforcement Notice
Guarantee Obligations
Guarantee Period
Interest Payment Date
Loan Period
Maturity Date
Parties
Purpose
Relevant Documents
Representations and Warranties
Secured Obligations
Transaction Documents
Applicable Law
Business Day
Borrower
Conditions Precedent
Default Interest
Default Notice
Draw Down
Due Date
Event of Default
Facility
Financial Indebtedness
Financial Year
Guarantee
Guarantor
Interest Period
Interest Rate
Lender
Loan
Loan Amount
Material Adverse Effect
Outstanding Amount
Payment Date
Prepayment
Principal Amount
Repayment Schedule
Security
Security Documents
Taxes
Term
Working Day
Borrower Account
Disbursement
Enforcement Notice
Guarantee Obligations
Guarantee Period
Interest Payment Date
Loan Period
Maturity Date
Parties
Purpose
Relevant Documents
Representations and Warranties
Secured Obligations
Transaction Documents
Clauses
Parties
Recitals
Definitions
Loan Facility
Interest
Repayment
Guarantee
Security
Conditions Precedent
Representations and Warranties
Covenants
Events of Default
Remedies
Payment Terms
Set-off
Indemnification
Assignment
Notices
Confidentiality
Force Majeure
Amendment
Severability
Governing Law
Jurisdiction
Dispute Resolution
Entire Agreement
Costs and Expenses
Termination
Waiver
Further Assurance
Counterparts
Time of Essence
Anti-Money Laundering
Stamp Duty
Registration
Recitals
Definitions
Loan Facility
Interest
Repayment
Guarantee
Security
Conditions Precedent
Representations and Warranties
Covenants
Events of Default
Remedies
Payment Terms
Set-off
Indemnification
Assignment
Notices
Confidentiality
Force Majeure
Amendment
Severability
Governing Law
Jurisdiction
Dispute Resolution
Entire Agreement
Costs and Expenses
Termination
Waiver
Further Assurance
Counterparts
Time of Essence
Anti-Money Laundering
Stamp Duty
Registration
Relevant Industries
Banking & Financial Services
Real Estate
Commercial Lending
Microfinance
Small Business
Corporate Finance
Agriculture
Manufacturing
Retail
Education
Healthcare
Infrastructure
Housing Finance
Relevant Teams
Legal
Finance
Risk Management
Compliance
Credit Assessment
Loan Administration
Collections
Documentation
Corporate Banking
Retail Banking
Operations
Relevant Roles
Chief Financial Officer
Legal Counsel
Finance Manager
Credit Risk Officer
Loan Officer
Compliance Manager
Banking Relationship Manager
Corporate Lawyer
Financial Analyst
Credit Administrator
Risk Assessment Manager
Documentation Specialist
Branch Manager
Underwriter
Collections Manager
Find the exact document you need
Pre Contract Agreement Car (Finance)
An Indian law-governed preliminary agreement setting out the framework and conditions for a potential car financing arrangement between a lender and prospective borrower.
find out more
Mortgage Servicing Agreement
An agreement governing mortgage servicing operations in India, establishing the relationship between lenders and servicers under Indian banking laws.
find out more
Letter For Lending Money To Someone
An Indian law-compliant letter document that formalizes a money lending arrangement between parties, detailing loan terms and conditions.
find out more
Lending Money Letter
A formal Indian law-compliant document establishing loan terms between parties, including amount, interest, and repayment conditions.
find out more
Lending Form
An Indian law-compliant lending form that documents loan agreements between lenders and borrowers, incorporating key regulatory requirements and transaction terms.
find out more
Hardware Loan Agreement
An Indian law-governed agreement establishing terms for temporary hardware loans between parties, including usage conditions, maintenance requirements, and return specifications.
find out more
Borrow Agreement Form
An Indian law-governed agreement establishing terms and conditions for borrowing arrangements, including loan amount, interest rates, and repayment terms.
find out more
Business Loan Broker Agreement
An Indian law-governed agreement establishing terms for loan broking services between a financial intermediary and a business client, including service scope and regulatory compliance requirements.
find out more
Borrowing Money Letter
A formal letter document governed by Indian law that establishes loan terms between borrower and lender, serving as a legally binding record of the borrowing arrangement.
find out more
Unsecured Personal Loan Agreement
An Indian law-governed agreement for unsecured personal loans, establishing loan terms and parties' obligations without requiring collateral.
find out more
Two Wheeler Loan Agreement
An Indian law-governed agreement establishing terms and conditions for two-wheeler vehicle financing, including loan details, security arrangements, and party obligations.
find out more
Term Loan Facility Agreement
An Indian law-governed agreement setting out terms and conditions for a term loan facility, including loan amount, interest, repayment, and security arrangements.
find out more
Syndicated Facility Agreement
An Indian law-governed agreement establishing terms for a loan provided by multiple lenders (syndicate) to a borrower, detailing facility terms and regulatory compliance requirements.
find out more
Simple Mortgage Deed Draft
An Indian legal document creating a charge on immovable property as security for a loan, governed by the Transfer of Property Act, 1882.
find out more
Simple Mortgage Agreement
An Indian legal document creating a security interest in real property as loan collateral, governed by the Transfer of Property Act, 1882.
find out more
Simple Loan Agreement Form
An Indian law-governed agreement establishing terms and conditions between lender and borrower for a basic loan transaction.
find out more
Self Help Group Loan Agreement Form
An Indian jurisdiction agreement establishing loan terms between a financial institution and a Self Help Group, incorporating group liability and microfinance regulations.
find out more
Private Loan Agreement For (Real Estate)
An Indian law-governed agreement establishing terms and conditions for private lending secured against real estate property, including loan terms, security arrangements, and enforcement mechanisms.
find out more
Peer To Peer Lending Agreement
An RBI-compliant agreement governing peer-to-peer lending transactions in India, establishing terms between lender and borrower through a regulated P2P platform.
find out more
Personal Loan Letter
An Indian-law governed letter documenting personal loan terms between parties, including loan amount, interest, repayment schedule, and obligations.
find out more
Personal Loan Contract Form
An Indian law-governed contract template establishing terms and conditions for personal loans between financial institutions and individual borrowers.
find out more
Personal Loan Agreement Document
An Indian law-governed agreement documenting terms and conditions of a personal loan between lender and borrower, including loan amount, interest, repayment terms, and legal obligations.
find out more
Personal Loan Agreement Contract
An Indian law-governed agreement establishing terms and conditions for a personal loan between a lender and borrower, including loan amount, interest, and repayment terms.
find out more
Personal Line Of Credit Agreement
An Indian law-governed agreement establishing a personal line of credit facility between a financial institution and an individual borrower, setting out terms for revolving credit access.
find out more
Small Loan Contract
An Indian law-governed agreement establishing terms and conditions for a small-scale loan between lender and borrower, including loan amount, interest rates, and repayment terms.
find out more
Small Loan Agreement
An Indian law-compliant agreement for documenting small-scale lending arrangements, specifying loan terms, repayment conditions, and security provisions.
find out more
Pro Forma Loan Agreement
A standard-form loan agreement template compliant with Indian law and banking regulations, establishing terms for lending transactions.
find out more
Loan Car Form
An Indian-compliant legal document establishing terms and conditions for temporary vehicle loans between parties, adhering to Indian motor vehicle and contract laws.
find out more
Mortgage Subordination Agreement
An Indian law-governed agreement that establishes priority between multiple mortgages on a property, where one mortgage holder agrees to subordinate their security interest to another.
find out more
Family Member Promissory Note
An Indian-law governed promissory note formalizing loan agreements between family members, establishing legally binding terms while preserving familial relationships.
find out more
Vendor Finance Loan Agreement
An Indian law-governed agreement establishing terms for vendor financing, including loan details, security arrangements, and party obligations.
find out more
Employee Computer Loan Agreement
An Indian law-governed agreement establishing terms for employer-provided computer equipment loans to employees, including repayment and usage conditions.
find out more
Acknowledgement Of Debt Agreement
An Indian law-governed agreement formally recognizing a debt obligation between parties, including repayment terms and interest calculations.
find out more
Balloon Loan Agreement
An Indian law-governed loan agreement featuring smaller periodic payments with a large final balloon payment, structured under Indian banking and contract laws.
find out more
Loan Agreement Between Companies
An Indian law-governed agreement establishing terms and conditions for an inter-company loan, including loan amount, interest, repayment terms, and parties' obligations.
find out more
Inter Lender Agreement
An Indian law-governed agreement establishing rights and relationships between multiple lenders in a financing arrangement, compliant with Indian banking regulations.
find out more
Overagreement
An Indian law-governed master agreement establishing framework terms for ongoing business relationships and future specific transactions.
find out more
Litigation Financing Agreement
An Indian law-governed agreement establishing terms for third-party funding of legal proceedings, including funding commitments, returns, and control mechanisms.
find out more
Credit Terms Agreement
An India-governed agreement establishing credit facility terms between lender and borrower, compliant with Indian banking regulations and enforcement mechanisms.
find out more
Subordinated Loan Agreement
An Indian law-governed agreement establishing a subordinated loan facility where the lender's claims are contractually subordinate to senior debt obligations.
find out more
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)