Loan Agreement With Guarantor Template for India

1. Parties: Identifies the Lender, Borrower, and Guarantor with their full legal names and addresses

2. Background: Explains the context of the loan and guarantee arrangement

3. Definitions: Defines key terms used throughout the agreement

4. Loan Amount and Purpose: Specifies the principal amount and intended use of the loan

5. Interest Rate and Calculations: Details the interest rate, calculation method, and payment frequency

6. Repayment Terms: Outlines the repayment schedule, installment amounts, and payment methods

7. Guarantor's Obligations: Defines the scope and nature of the guarantee, including the guarantor's specific commitments

8. Representations and Warranties: States the facts and assurances provided by each party

9. Events of Default: Lists circumstances that constitute default and their consequences

10. Rights and Remedies: Specifies the rights of parties upon default or breach

11. Notices: Details how formal communications between parties should be made

12. Governing Law and Jurisdiction: Specifies Indian law as governing law and relevant jurisdiction

13. Miscellaneous: Includes standard boilerplate provisions like severability, entire agreement, etc.

1. Schedule 1 - Loan Details: Detailed breakdown of loan amount, interest calculations, and repayment schedule

2. Schedule 2 - Security Details: Description of any security or collateral provided

3. Schedule 3 - Conditions Precedent: List of documents and conditions required before loan disbursement

4. Schedule 4 - Representations and Warranties: Detailed representations and warranties of each party

5. Schedule 5 - Payment Schedule: Amortization table showing payment dates and amounts

6. Appendix A - Form of Disbursement Request: Standard format for requesting loan disbursement

7. Appendix B - Compliance Certificate: Template for periodic compliance certification

8. Appendix C - Guarantee Deed: Detailed terms of the guarantee if separate from main agreement