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1. Parties: Identification of all parties including depositor, guarantor, and beneficiary
2. Background: Context of the agreement and relationship between parties
3. Definitions and Interpretation: Definitions of key terms and interpretation rules
4. Deposit Terms: Details of deposit amount, duration, interest rate, and payment terms
5. Guarantee Terms: Scope and nature of the guarantee, conditions for invocation
6. Rights and Obligations: Responsibilities and rights of each party
7. Representations and Warranties: Statements of fact and assurances by each party
8. Security Provisions: Details of any security provided against the deposit/guarantee
9. Events of Default: Circumstances constituting default and consequences
10. Termination: Conditions and process for termination of the agreement
11. Notices: Communication protocols and contact details
12. Governing Law and Jurisdiction: Applicable law and dispute resolution mechanisms
1. Interest Adjustment Mechanism: Used when interest rates are variable or linked to market indicators
2. Multiple Guarantor Provisions: Required when there are multiple guarantors sharing liability
3. Cross-Default Provisions: Include when the deposit/guarantee is linked to other financial arrangements
4. Step-in Rights: Needed when additional parties may assume rights/obligations
5. Tax Provisions: Include detailed tax treatment when tax implications are significant
6. Currency Provisions: Required for cross-border or multi-currency deposits
7. Force Majeure: Include when specific events might affect performance obligations
1. Schedule 1 - Deposit Details: Detailed breakdown of deposit amount, term, and interest calculations
2. Schedule 2 - Payment Schedule: Timeline of payments, including interest payment dates
3. Schedule 3 - Security Details: Description of any collateral or security provided
4. Schedule 4 - KYC Documents: Copies of required Know Your Customer documentation
5. Schedule 5 - Bank Account Details: Account information for all relevant parties
6. Appendix A - Forms: Standard forms for notices, demands, or certificates
7. Appendix B - Power of Attorney: If applicable, POA documentation for authorized signatories
Applicable Law
Banking Day
Beneficiary
Business Day
Claim Notice
Commencement Date
Confidential Information
Default Interest
Default Notice
Deposit
Deposit Account
Deposit Amount
Deposit Period
Deposit Rate
Depositor
Encumbrance
Event of Default
Guarantee
Guarantee Amount
Guarantee Period
Guarantor
Interest Payment Date
Interest Rate
Maturity Date
Notice
Parties
Payment Date
Permitted Encumbrance
RBI
Related Party
Relevant Authority
Security
Security Documents
Security Interest
Specified Purpose
Tax
Term
Termination Date
Transaction Documents
Guarantee Provisions
Interest
Security
Payment
Default
Representations and Warranties
Covenants
Confidentiality
Force Majeure
Indemnification
Assignment
Notices
Termination
Governing Law
Dispute Resolution
Amendments
Severability
Entire Agreement
Counterparts
Third Party Rights
Waiver
Set-off
Tax
Anti-Money Laundering
Authority
Record Keeping
Regulatory Compliance
Events of Default
Enforcement
Banking & Financial Services
Real Estate
Manufacturing
Construction
Information Technology
Retail
Infrastructure
Healthcare
Education
Hospitality
Telecommunications
Import/Export
Legal
Finance
Treasury
Compliance
Risk Management
Operations
Commercial
Corporate Secretarial
Banking Relations
Credit Control
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Company Secretary
Risk Manager
Compliance Officer
Banking Relations Manager
Contract Manager
Financial Controller
Credit Manager
Operations Director
Business Development Manager
Account Manager
Legal Manager
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