The Wrongful Repossession Demand Letter is a crucial legal instrument in Irish law used when a creditor or their agent has improperly seized property without following required legal procedures or without proper authority. This document becomes necessary when there are violations of the Consumer Credit Act 1995, the Code of Conduct on Mortgage Arrears, or other relevant Irish legislation governing repossession procedures. It serves as a formal notice to the repossessing party, documenting the illegal actions, citing specific legal violations, and demanding immediate remedial action. The letter is typically used as a preliminary step before initiating court proceedings, giving the recipient an opportunity to rectify the situation while preserving the sender's legal rights. It must be carefully drafted to comply with Irish legal requirements and should include all relevant details about the property, the circumstances of the wrongful repossession, and specific demands for resolution.

1. Sender and Recipient Details: Full contact information of both parties, including names, addresses, and any reference numbers

2. Subject Line: Clear identification of the matter as a Wrongful Repossession Demand Letter with relevant account/property references

3. Property Description: Detailed description of the wrongfully repossessed property, including any identifying numbers or characteristics

4. Factual Background: Chronological account of relevant events leading to and including the wrongful repossession

5. Legal Violations: Specific citations of laws and regulations that were violated during the repossession

6. Damages Incurred: Detailed list of financial and other damages resulting from the wrongful repossession

7. Specific Demands: Clear statement of required remedial actions, including return of property and/or compensation

8. Timeline for Response: Specific deadline for response and intended next steps if demands are not met