Final Demand Notice Template for Indonesia

The Final Demand Notice is a crucial document in Indonesian debt collection practices, serving as the ultimate formal warning before legal action is pursued. It is typically issued after previous collection attempts have failed and when the creditor is prepared to escalate the matter to legal proceedings. The document must comply with Indonesian Civil Code requirements and relevant regulations regarding debt collection and formal notices (somasi). It should clearly state the outstanding amount, include a detailed breakdown of the debt, reference previous payment requests, and specify a final deadline for payment. This notice is particularly important as Indonesian courts often expect creditors to demonstrate they have taken reasonable steps to collect the debt before initiating legal proceedings. The document can be used for various types of debts, from commercial loans to consumer credit, and must be carefully drafted to ensure enforceability under Indonesian law.

1. Header and Date: Formal letterhead including creditor's details, recipient's address, reference number, and date

2. Subject Line: Clear indication that this is a Final Demand Notice (Surat Peringatan Terakhir)

3. Debt Details: Specific information about the outstanding debt, including original amount, interest, penalties, and total sum due

4. Payment History: Brief summary of previous payment attempts and prior notices sent

5. Legal Basis: Reference to relevant contract or agreement and applicable Indonesian laws

6. Payment Demand: Clear statement of amount demanded and payment deadline (typically 7-14 days)

7. Payment Instructions: Specific details on how and where to make the payment

8. Legal Consequences: Statement of legal actions that will be taken if payment is not received by the deadline

9. Closing: Formal closing, signature block, and company stamp (if applicable)