1. Guarantor Provisions: Required when there is a guarantor for the loan, outlining their obligations and liabilities

2. Insurance Requirements: Detailed insurance requirements beyond standard property insurance

3. Property Development Conditions: Required for properties under construction or newly completed developments

4. Special Drawdown Conditions: For loans with multiple drawdown phases or special disbursement requirements

5. Subsidy Schemes: When the loan is connected to government housing subsidy schemes

6. Prepayment Terms: Detailed terms for early repayment if different from standard terms

7. Co-borrower Provisions: Required when there are multiple borrowers, defining joint and several liability

1. Schedule 1 - Property Details: Detailed description of the mortgaged property including address, lot number, and registration details

2. Schedule 2 - Payment Schedule: Detailed repayment schedule showing installment amounts and dates

3. Schedule 3 - Fee Schedule: Comprehensive list of all fees and charges applicable to the loan

4. Schedule 4 - Insurance Requirements: Detailed insurance requirements and minimum coverage amounts

5. Schedule 5 - Special Conditions: Any special terms or conditions applicable to the specific loan

6. Appendix A - Required Documents: List of documents required from the borrower

7. Appendix B - Declaration Form: Standard declaration form to be signed by borrower

8. Appendix C - Direct Debit Authorization: Form for setting up automatic payment arrangements