Consumer Credit Act 1974: Primary legislation governing consumer credit agreements, including disclosure requirements and prescribed forms. Essential if the borrower is a consumer rather than a business.

Financial Services and Markets Act 2000: Establishes the regulatory framework for financial services and requirements for lenders carrying on regulated activities.

Law of Property Act 1925: Crucial legislation for security over real property, including requirements for creation and enforcement of mortgages.

Companies Act 2006: Key legislation for corporate borrowers, covering registration requirements for company charges, directors' duties and corporate authority.

Enterprise Act 2002: Governs the enforcement of security and contains provisions relating to administrative receivership.

Financial Services and Markets Act 2000 (Regulated Activities) Order 2001: Secondary legislation that defines regulated lending activities under FSMA 2000.

Consumer Credit (Agreements) Regulations 2010: Details specific requirements for the form and content of regulated credit agreements.

Consumer Rights Act 2015: Contains provisions regarding unfair terms and consumer protections in contracts.

Money Laundering Regulations 2017: Sets out due diligence requirements and identity verification procedures for financial transactions.

Data Protection Act 2018 and UK GDPR: Governs the processing of personal data and privacy requirements in financial agreements.

FCA Rules: Regulatory requirements from the Financial Conduct Authority, particularly relevant for regulated lending activities.

Unfair Contract Terms Act 1977: Contains general provisions on unfair terms and limitations on exclusion clauses in contracts.